Retirement Plan Document Consultant

Empower

1d • Hybrid

About The Position

Our vision for the future is based on the idea that transforming financial lives starts by giving our people the freedom to transform their own. We have a flexible work environment, and fluid career paths. We not only encourage but celebrate internal mobility. We also recognize the importance of purpose, well-being, and work-life balance. Within Empower and our communities, we work hard to create a welcoming and inclusive environment, and our associates dedicate thousands of hours to volunteering for causes that matter most to them. Chart your own path and grow your career while helping more customers achieve financial freedom. Empower Yourself. The Retirement Plan Document Consultant is responsible for reviewing and ensuring the accurate restatement and amendment of retirement plan documents for new and existing Empower clients. It involves strategic consultation with internal teams, plan sponsors, financial advisors, and legal counsel to align retirement plan design with regulatory requirements. The role demands a strong understanding of defined contribution plan regulations, excellent attention to detail, and the ability to work independently while providing expert-level support in plan documentation and compliance.

Requirements

• Bachelor's degree in Business, Finance, or equivalent experience
• 3 – 5 years of experience with retirement plan administration, compliance, or document services
• Solid understanding of ERISA, IRS regulations, and protected benefits rules related to retirement plans
• Proven ability to review and interpret legal documents, including plan documents, amendments, and fee schedules
• Strong communication and negotiation skills
• Excellent attention to detail and organization skills
• Ability to work independently, manage competing priorities, and make judgment calls with limited oversight
• Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time, including CPT/OPT.

Nice To Haves

• Previous experience with plan design changes working directly with clients
• Previous experience working with ASC
• Project management experience or ability to manage multiple document cycles, conversions, or special restatements
• Strong Excel skills
• Experience supporting large-scale plan restatement cycles
• Familiarity with 403(b), 457, or non-qualified plan documents

Responsibilities

• Consult on complex plan designs, negotiate changes, and coordinate execution of final plan documents and amendments, ensuring compliance with client needs and regulatory standards
• Review retirement plan provisions to ensure accurate document restatements and amendments, with a focus on both new and existing Empower clients
• Serve as a key resource for internal and external partners, including plan sponsors, financial advisors, and legal counsel, offering guidance on Empower’s retirement plan documents and design options
• Support IRS-mandated cyclical restatements by conducting strategic plan document reviews, ensuring alignment with updated codes and regulations
• Perform quality assurance checks to validate accuracy, compliance, and operational alignment of retirement plan documents, while also reviewing and advising on protected benefits
• Provide guidance on document operations, including how protected benefits apply within defined contribution plans, and deliver actionable options based on regulatory knowledge
• Collaborate with Plan Document Specialists by reviewing existing plan documents, completing transfer checklists, and clarifying amendments to streamline the preparation of new plans

Benefits

• Medical, dental, vision and life insurance
• Retirement savings – 401(k) plan with generous company matching contributions (up to 6%), financial advisory services, potential company discretionary contribution, and a broad investment lineup
• Tuition reimbursement up to $5,250/year
• Business-casual environment that includes the option to wear jeans
• Generous paid time off upon hire – including a paid time off program plus ten paid company holidays and three floating holidays each calendar year
• Paid volunteer time — 16 hours per calendar year
• Leave of absence programs – including paid parental leave, paid short- and long-term disability, and Family and Medical Leave (FMLA)
• Business Resource Groups (BRGs) – BRGs facilitate inclusion and collaboration across our business internally and throughout the communities where we live, work and play. BRGs are open to all.
• Base Salary Range $79,400.00 - $112,175.00

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level