Retail Producing Branch Manager

Envoy Mortgage • Prescott, AZ

266d

About The Position

The Producing Branch Manager’s primary job functions are to effectively recruit, coach, manage, and motivate a high-performance origination team and support staff while also developing personal production. The Branch Manager is also responsible for the day-to-day originations activities of their branch(s) and overall origination processes within defined targeted goals.

Requirements

• High School diploma or equivalent is required, Bachelor's Degree in Business, Finance or related field, preferred
• 7 years related experience and/or training; or equivalent combination of education and experience in mortgage origination, with 2+ years related Branch Management, preferred
• 2 years' experience in sales leadership role managing Loan Originators, preferred
• Demonstrated success in growing sales and revenue goals
• Average of $500,000 in personal monthly volume or $3 MM (or 6 units) average monthly team volume, preferred minimum
• Proven leadership skills with demonstrated capacity in management/motivation of employees
• In-depth knowledge of mortgage loan products (FHA/VA/CONV/USDA), processes, procedures, and documentation
• Working knowledge / Proficiency in Desktop Underwriter/Desktop Originator (DU/DO), Loan Prospector (LP), and originating systems, Encompass experience, preferred
• Demonstrated proficiency with Microsoft Excel, Word and Outlook
• Exceptional follow-up, time management, interpersonal, and verbal and written communication skills
• Commitment to high standards and adherence to company policy
• Ability to manage priorities and workflow
• Ability to make timely and sound decisions
• Must hold State NMLS or obtain applicable State license within 90 days of employment or employment will be terminated
• Satisfactorily pass background check

Responsibilities

• Promote Envoy's products to Real Estate Agents, Home Buyers, other lead sources and all referral sources
• Provide leadership for all branch employees by always adhering to the highest ethics, fair and equal treatment of all employees, business partners, and loan applicants
• Acts as a mentor to Mortgage Loan personnel to improve their knowledge of policies and procedures, loan programs, investor guidelines
• Keeps abreast of changes to company policies and procedures, secondary market investors and changes in Federal regulations pertaining to mortgages
• Must have working knowledge of applicable federal regulations
• Work closely with the Senior Management, to be innovative in terms of new origination opportunities
• Manage Branch revenue and expenses to meet the Company's objectives
• Procure new loan applications that result in funded loans
• Adhere to all Envoy standards, including, but not limited to production minimums and customer service
• Stay current on personal finance principles in order to offer comprehensive mortgage advice to clients
• Monitor processes and communicate effectively with the borrower and all other parties to transactions on the status of loans
• Stay current with required continuing education, new products, Freddie Mac and Fannie Mae guidelines, Envoy guidelines and overlays, and HUD guidelines
• Ensure all marketing is performed in a manner that is compliant
• Ensure maintenance of a current license to perform Origination duties within their assigned branch
• Comply with company policies, local, state and federal laws regarding position and supervision of employees
• Conduct business in an ethical manner and in the best interest of Envoy, with Envoy's core values in mind
• Any additional duties that may be assigned

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree