The purpose of this position is to manage the daily loan flow of the branch and to work with department heads to maintain or increase the productivity and profitability of PRMI. Develops new business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc. Develops a solid knowledge of PRMI products and offers the best mortgage products to match client needs Reviews application information and requests required support documentation based on loan investor guidelines Corresponds, communicates, and coordinates with applicants, in-house support staff, and outside service providers to facilitate timely closings Carries out major assignments affecting business operations of the employer or the employer’s customers Performs the following tasks in completion of major assignments if the retail branch manager is a loan originator: collects and analyzes information regarding the customer’s income, assets, investments, or debts analyzes applicant data, credit, and collateral property value determines which financial products best meet the customer’s needs and financial circumstances provides advice to the customer regarding the advantages and disadvantages of available financial products markets, services, or promotes the employer’s financial products Remains current on local developments and trends within the real estate and mortgage industries Works under the supervision of the branch manager Improves the quality of production and sales Ensures policies and procedures are being followed Analyzes departments on daily basis to ensure loan flow and production are being completed within required turn times Maintains employee folders Holds weekly manager meetings Oversees how questions or complaints are handled within the branch Places ads in the paper or online when needed Trains loan officers Manages leads and ensures that employees are following up with clients