Residential Loan Officer - St Paul

Associated Bank • Saint Paul, MN

248d • $17 - $25

About The Position

The Residential Loan Officer is responsible for the origination of regulatory compliant residential loan applications and for developing client referral relationships with realtors, builders, attorneys and other centers of influence as well as expanding and deepening customer relationships by identifying customers' needs and matching their needs with product selections and resources within the colleague's assigned business line and across all business lines of Associated Bank. This position requires a credit check per 12 CFR Chapter X, Part 1026, Truth in Lending, Regulation Z. Operates in full compliance with internal policies and procedures as well as applicable regulations and laws, including but not limited to Bank Secrecy Act/Anti-Money Laundering and S.A.F.E. Act requirements. Must submit required information to meet registry requirements, obtain a unique identifier, and maintain the registration requirements as directed by the S.A.F.E Act.

Requirements

• Bachelor's Degree or equivalent combination of education and experience Required
• 1-3 years Residential loan processing or origination with a financial institution or mortgage banking company Required

Responsibilities

• Follow up on leads generated by personal effort, regular contact from within the industry, call-in/walk-in inquiries, in addition to the support enhancements from Bank advertising, and direct mail efforts.
• Actively solicit and originate mortgage loan programs to all prospective borrowers including in low to moderate areas, and low to moderate income individuals.
• Serve as the liaison to local, state, and federal government agencies, as well as not for profit community development groups.
• Identify needs and cross-sell other Bank products and services to established cross-sale targets including checking accounts, savings accounts, home equity loans/lines, and mortgage life & disability insurance.
• Refer customers to business partners within and across line of business who can best meet those needs.
• Promote the Bank's loan programs in the community through regular contact with real estate realtors, builders, attorneys, and other centers of influence.
• Prepare records and reports as requested regarding loan solicitation, origination, and closing activities.

Benefits

• Retirement savings including both 401(k) and Pension plans.
• Paid time off to volunteer in your community.
• Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
• Competitive salaries with professional development and advancement opportunities.
• Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
• Personal banking, loan, investment and insurance benefits.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree
• Number of Employees: 1,001-5,000 employees