Residential Loan Officer - CRA Base

Associated Bank • West Allis, WI

17d • $26 - $45

About The Position

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you. Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process. Associated Bank conducts a thorough background check on all new hires. At Associated Bank, we put people first. Our culture is built on listening and then acting with purpose, achieving together through collaboration, and bringing a winning spirit to everything we do. We have a relentless focus on people—our customers, our colleagues, and the communities we serve. Here, your work truly makes a difference. We’re seeking a CRA Residential Loan Officer who will help expand access to homeownership in low- and moderate-income communities. In this role, you’ll build referral networks, guide clients through the mortgage process, and play a key part in strengthening our CRA efforts. This is a meaningful opportunity to impact both customers and communities while advancing your career in residential lending.

Requirements

• 2+ years residential loan processing, loan origination, or housing counseling experience with a financial institution, mortgage banking company, or nonprofit agency
• This position requires a credit check per 12 CFR Chapter X, Part 1026, Truth in Lending, Regulation Z.
• Operates in full compliance with internal policies and procedures as well as applicable regulations and laws, including but not limited to Bank Secrecy Act/Anti-Money Laundering and S.A.F.E. Act requirements.
• Must submit required information to meet registry requirements, obtain a unique identifier, and maintain the registration requirements as directed by the S.A.F.E Act.

Nice To Haves

• Bachelor’s degree or equivalent education and experience

Responsibilities

• Originate and process residential mortgage loan applications in compliance with regulations and bank policies.
• Actively solicit and originate mortgage loans for low- and moderate-income borrowers and communities.
• Develop referral sources by partnering with realtors, homebuyer counseling agencies, builders, and branch bankers.
• Serve as a liaison to local, state, and federal agencies, as well as nonprofit community development groups.
• Provide clients with pre-qualification guidance and recommend appropriate loan programs.
• Maintain regular communication with loan processors to ensure timely loan processing.
• Promote Associated Bank loan programs through community involvement and networking.
• Identify customer needs and cross-sell additional bank products and services.

Benefits

• Retirement savings including both 401(k) and Pension plans.
• Paid time off to volunteer in your community.
• Opportunities to connect with others through our diversity-focused Colleague Resource Groups.
• Competitive salaries with professional development and advancement opportunities.
• Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits and much more.
• Personal banking, loan, investment and insurance benefits.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 1,001-5,000 employees