Residential Lending Loan Processor

Farm Credit Services of America•Tiffin, OH

About The Position

Residential Lending Loan Processor Description Join the AgCredit Team: Residential Lending Loan Processor Location: Within AgCredit Territory About AgCredit Our mission at AgCredit is to create lifelong opportunities for our customers and employees by striving to be the premier cooperative lender and employer in our rural communities. Our core values focus on relationships, respect, integrity, service, accountability, teamwork and courage for our customers' and employees' success. As a cooperative agricultural lending institution, our commitment is to our customer-owners. Headquartered in Fostoria, OH, AgCredit serves over 7,000 member-owners in 15 lending offices throughout 18 counties across northwest and central Ohio. As part of the nationwide Farm Credit System, we are proud to return our profits back to our members through our patronage program. We hope you’ll consider joining our experienced lending team as we continue to serve our customers, employees and communities. Residential Lending Loan Processor The Residential Lending Loan Processor performs the functions necessary to keep detailed and accurate accounting of borrower records and reports; assists in the extension of credit specifically around loan underwriting; provides efficient and congenial support while assisting the Association in the servicing and growth of business.

Requirements

Education and/or experience equivalent to an Associate’s Degree in business, accounting or finance
3 years of loan processing experience (residential lending processing experience preferred).
Superior written and oral communication skills and decision/problem-solving skills.
Ability to work independently and to maintain confidentiality.
Thorough knowledge of PC operations and communication systems.
Demonstrated attention to detail.
Adaptable to changing conditions.
Able to respond promptly to requests for service and assistance.
Ability to meet commitments and follow through on tasks.
Ability to move files and other documents.
Ability to travel to Lending Offices as well as other locations for training and meetings.

Responsibilities

Process reporting to all credit bureaus monthly.
Process HMDA reporting on an annual basis, update reports on a quarterly basis.
Process USDA Guaranteed loan quarterly reporting, and USDA Default Status reporting monthly.
Primary person responsible for updating Bytepro Enterprises custom forms, fee schedules, print sets, etc.
Process and underwrite portfolio residential loans with tasks including the ordering and follow up function of: Appraisal and Title work, Flood Determinations, Verification of Employment
Approve Loan Estimates and Closing Disclosures.
Order construction inspections and evaluate inspection reports for project completion.
Keep record of waiver of lien, affidavit of contractor W-9’s and borrower approval documents and initiates construction disbursements accordingly.
Works closely with the Director of Consumer Lending as issues arise on construction projects and progress.
Assists with Note Mods.
Processor for Secondary Market loans.
Efficiently perform responsibilities to assist management in the successful financial performance of the Lending Offices and the association to meet or exceed lending goals.