Renewal Underwriter

Bridge Specialty Group • Missoula, MT

4d

About The Position

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Bridge Specialty Group is seeking a Renewal Underwriter to join our growing team in Missoula, MT! The Renewal Underwriter is responsible for analyzing, underwriting, and servicing primarily renewal accounts, with support for new business as directed. This role evaluates risk exposures, determines appropriate premiums and terms, and ensures compliance with carrier guidelines and state regulations. The Renewal Underwriter works closely with brokers, agents, and internal teams to market and negotiate placements, issue accurate policies and supporting documents, and deliver exceptional service to clients. In addition to managing renewals, the position provides guidance and training to team members, contributes to departmental sales and production efforts, and fosters strong relationships with producers, carriers, and industry partners to support profitable growth. How You Will Contribute: Examine application forms, inspection reports, insurance maps, medical reports, and related documents to assess risk based on financial standing, age, occupation, accident history, and property value/condition. Review company records to confirm existing coverage on single risks or groups of related risks, while evaluating potential for catastrophic or excessive losses. Underwrite or broker renewal accounts, ensuring compliance with carrier guidelines, accuracy of applications, timely issuance of quotes, binders, and policies, and completion of state filings and tax payments. Assist Underwriters/Brokers with reviewing, analyzing, and underwriting renewal and new business accounts; determine premiums and terms, analyze exposures, and issue written indications, quotes, and binders. Utilize inspection companies to gather additional information, support rate development, and communicate company underwriting policies. Partner with Underwriters/Brokers to market services, meet with retail agency clients, and cultivate relationships that grow and retain business. Leverage binding authorities or broker risks when necessary to negotiate successful placements and support overall underwriting results. Ensure proper coding and completion of required forms and documentation. Service and maintain existing business with strong awareness of departmental priorities. Train and mentor processors and assistants by reviewing submissions, indications, quotes, binders, and policies for accuracy and completeness.

Requirements

• P&C State licensed.
• Pursue the CIC or CPCU designation, thorough familiarity with applicable ISO manuals, forms, rating plans, policy forms i.e. coverages, exclusions, conditions, and terms.
• Bachelor’s degree (B. A.) from four-year College or university is desired or five years insurance experience, two years of which is as an underwriting assistant
• Proficient with MS Office Suite
• Exceptional telephone demeanor.
• 1-3 years’ experience with excess and surplus lines underwriting agency or company.

Responsibilities

• Examine application forms, inspection reports, insurance maps, medical reports, and related documents to assess risk based on financial standing, age, occupation, accident history, and property value/condition.
• Review company records to confirm existing coverage on single risks or groups of related risks, while evaluating potential for catastrophic or excessive losses.
• Underwrite or broker renewal accounts, ensuring compliance with carrier guidelines, accuracy of applications, timely issuance of quotes, binders, and policies, and completion of state filings and tax payments.
• Assist Underwriters/Brokers with reviewing, analyzing, and underwriting renewal and new business accounts; determine premiums and terms, analyze exposures, and issue written indications, quotes, and binders.
• Utilize inspection companies to gather additional information, support rate development, and communicate company underwriting policies.
• Partner with Underwriters/Brokers to market services, meet with retail agency clients, and cultivate relationships that grow and retain business.
• Leverage binding authorities or broker risks when necessary to negotiate successful placements and support overall underwriting results.
• Ensure proper coding and completion of required forms and documentation.
• Service and maintain existing business with strong awareness of departmental priorities.
• Train and mentor processors and assistants by reviewing submissions, indications, quotes, binders, and policies for accuracy and completeness.

Benefits

• Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
• Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement
• Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services
• Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level