Remote Mortgage Underwriter

Jobgether

1d•$80,000 - $105,000•Remote

About The Position

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Remote Mortgage Underwriter. In this role, you will play a crucial part in evaluating and analyzing mortgage loan applications, determining borrower creditworthiness, and ensuring compliance with relevant regulations. Your expertise will impact the overall efficiency of the loan origination process, supporting clients in their financial journeys. As part of a dynamic team, you are expected to maintain a high standard of service and contribute to our partner's mission of personalized banking solutions.

Requirements

High School Diploma or equivalent required.
Minimum of five years of experience underwriting agency mortgage loans.
FHA Direct Endorsement (CHUMS) designation required.
VA SAR/LAPP designation required.
Proficiency with Fannie Mae Desktop Underwriter and Freddie Mac Loan Product Advisor.

Nice To Haves

Experience with Jumbo and Non-Agency products preferred.
Housing Finance Agency experience preferred.
Bachelorâs degree preferred.

Responsibilities

Underwrite a minimum of three new loan files per day.
Review, analyze, and clear updated and conditioned loan files within required turn times.
Maintain mandated turn times for new submissions, resubmissions, and condition reviews.
Monitor and respond to scenarios within required timeframes.
Provide underwriting and eligibility support to other departments as needed.
Underwrite various loan products in accordance with company policy.
Perform reviews of condominium projects for eligibility determinations.
Analyze loan documentation and data for accuracy and completeness.
Identify and assess credit, income, asset, and collateral risk factors.
Review appraisals and collateral documentation.