Remote - BSA/AML Operations Lead Analyst

Green Dot Corporation

64d • $91,100 - $136,700

About The Position

The BSA/AML Operations Lead Analyst is responsible for overseeing the strategic and day-to-day execution of BSA/AML/OFAC compliance operations. This role combines deep analytical expertise with operational leadership to drive improvements in transaction monitoring, partner/product risk assessments, and capacity planning. The ideal candidate will be a creative thinker with strong investigative instincts, technical fluency, and a passion for building scalable, compliant processes in a dynamic financial services environment.

Requirements

• Minimum 5 years of experience in BSA/AML/OFAC operations, preferably in fintech or money transfer environments.
• Proven experience in financial crime investigations and transaction monitoring.
• Strong analytical skills; proficiency in Excel.
• Excellent communication skills across all mediums.
• Highly organized, detail-oriented, and professional.

Nice To Haves

• Prior supervisory or team leadership experience.
• SQL preferred.
• CAMS or CFE certification a plus.

Responsibilities

• Analyze large, complex datasets from transaction monitoring systems to identify patterns, improve alert productivity, and enhance detection accuracy.
• Lead rule tuning initiatives and collaborate with analytics, engineering, and compliance teams to optimize monitoring logic.
• Recommend enhancements to existing reporting processes to better capture unusual activity.
• Conduct impact assessments for new partners and products, ensuring AML controls are appropriately tailored and implemented.
• Serve as a subject matter expert (SME) for assigned products and partnerships, overseeing their compliance posture.
• Collaborate with product and business teams to ensure operational readiness and risk mitigation strategies are in place.
• Forecast alert volumes and staffing needs based on rule changes, product launches, and seasonal trends.
• Oversee onshore and offshore teams to ensure SLA adherence for SARs, CTRs, OFAC screening, and other regulatory filings.
• Identify opportunities to streamline, automate, or outsource operational processes.
• Lead investigations into suspicious activity, linking related behaviors and uncovering emerging fraud and money laundering trends.
• Oversee SAR filing processes and ensure compliance with all BSA/AML/OFAC regulatory requirements.
• Maintain documentation standards and ensure readiness for audits and regulatory exams.
• Mentor BSA/AML analysts, fostering a culture of excellence and continuous improvement.
• Facilitate training sessions for new hires and cross-functional partners.
• Partner with senior management to develop and implement policies and controls aligned with evolving threats.

Benefits

• Inclusive and accessible hiring experience.
• Commitment to diversity and fair hiring practices.

What This Job Offers

• Job Type: Full-time
• Number of Employees: 1,001-5,000 employees