Relationship Manager IV - Corporate Banking (Houston, TX, US, 77001)

BOK Financial Corp. • Houston, TX

38d

About The Position

The corporate banking team is responsible for acquiring, expanding, and maintaining relationships by providing tailored financial services. They offer a comprehensive range of solutions, including term loans, lines of credit, capital market access, deposits, and cash management, supported by strategic advice and an extensive network. With a client-focused approach, the team ensures corporate executives achieve their financial goals efficiently and confidently. The Relationship Manager IV - Corporate Banking is primarily responsible for making and servicing business and individual loans that involve significant amounts of both secured and unsecured funds and/or credit secured, which are the most complex in nature. Handles the largest, most profitable customer relationships within the dept. Provides subordinate officers with functional guidance. Our team excels in collaboration and innovation, driven by integrity, excellence, and continuous learning. We build strong relationships and provide tailored financial solutions by leveraging our collective expertise. Our supportive work environment, characterized by open communication and teamwork, ensures every team member feels valued and empowered to contribute their best.

Requirements

• This level of knowledge is normally acquired through completion of a Bachelor's degree and 8-10 years experience in commercial lending or 14-16 years equivalent experience.
• Extensive knowledge and understanding of commercial lending practices and loan documentation, and loan servicing requirements
• Advanced knowledge of accounting principles and practices
• Demonstrated capacity to sell products/services within the financial services industry
• Extensive understanding of credit underwriting, documentation, loan policy, and regulations
• Extensive knowledge of financial analysis including ratio and trend analysis and projections
• Specialized knowledge of specific markets in order to serve defined territories
• Excellent communication skills with the ability to prepare and deliver persuasive oral and written reports and presentations
• Good PC skills including knowledge of word processing and spreadsheet applications

Responsibilities

• Manage existing credit relationships by analyzing financials, monitoring covenants, and preparing compliance reports.
• Evaluate and negotiate loan proposals, prepare credit analyses, and present recommendations to the loan committee.
• Develop new business by engaging with current and prospective clients and promoting the bank's services.
• Resolve customer operational issues across departments to ensure smooth and efficient service.
• Serve as the primary contact for clients regarding all financial services offered by the bank.
• Investigate overdrafts and wire transfers, making informed decisions on approvals or denials.
• Participate in community and professional events to enhance the bank's image and grow your business network.

Benefits

• BOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Securities, Commodity Contracts, and Other Financial Investments and Related Activities
• Number of Employees: 5,001-10,000 employees