Relationship Manager III

Bank Iowa • Shenandoah, IA

19h

About The Position

As a Relationship Manager III at Bank Iowa, you will originate agriculture and commercial loans, including very complex loan requests. You will also promote the bank and its lending services to the community and help to identify and serve the community's financial needs through loan counseling, seminars and sales meetings, and by participating in and promoting the bank's community activities. Meets with applicants to obtain information for loan applications and to answer questions. Manages an agriculture and commercial loan portfolio with total outstanding balance of $25+ million and manages 25-50 client relationships requiring annual review. Explains to clients the different types of loans and credit options that are available, as well as the terms of those services. Provides advice to clients, upon request, in areas related to agricultural crop and livestock production, commercial business operations, sales and marketing, purchasing inputs, purchasing machinery and equipment, managing capital, cash flow management, and risk assessment. Obtains and compiles copies of loan applicants' credit histories, corporate financial statements, and other financial information.

Requirements

• Bachelor's degree required, major in business or finance preferred.
• 7+ years' work experience in a financial institution or loan office setting.
• Ability to exhibit our values; Think Big, Be People-Centered, Enable Great Things, and Bring Your Best.

Responsibilities

• Originate agriculture and commercial loans, including very complex loan requests.
• Promote the bank and its lending services to the community.
• Identify and serve the community's financial needs through loan counseling, seminars and sales meetings, and by participating in and promoting the bank's community activities.
• Meet with applicants to obtain information for loan applications and to answer questions.
• Manage an agriculture and commercial loan portfolio with total outstanding balance of $25+ million.
• Manage 25-50 client relationships requiring annual review.
• Explain to clients the different types of loans and credit options that are available, as well as the terms of those services.
• Provide advice to clients, upon request, in areas related to agricultural crop and livestock production, commercial business operations, sales and marketing, purchasing inputs, purchasing machinery and equipment, managing capital, cash flow management, and risk assessment.
• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

Benefits

• A competitive financial package we want you to bring your best so in addition to your compensation, every team member receives a bonus opportunity, a generous 401k match, and discretionary profit sharing.
• Robust benefits and wellness - we are proud to offer health, dental and vision insurance as well as a wellness program designed to help drive down your premiums for benefits-eligible team members. Our wellness initiatives promote positive change and allow our team members to think big.
• Blending work and life – As a people-centered organization, each team member is provided a generous PTO bank. Bank Iowa team members receive 11 paid observed holidays, 100% paid parental leave, an opportunity for sabbatical leave, generous bereavement, and an employee assistance program designed to support team members throughout various stages in their lives.
• Continued learning opportunities – Bank Iowa enables great things and supports team member development at every stage of your career. Our development approach focuses on your innate talents and developing those into areas of strengths. Learning experiences are available in formal & informal training settings, as well, on-the-job training. Development programs are available in-person and online. Our tuition reimbursement program is available to support formal education programs.
• Community Involvement – Our team members are active members of their communities and people-centered. Bank Iowa aspires to be a center of influence in each of the 22 communities we are located in. In addition to company-sponsored volunteer opportunities, we offer paid volunteer time off (VTO), which allows team members to give their time to organizations they care about, without having to use PTO.
• Recognition – Bank Iowa is proud of our team members who “Live our Values”. Our peer nominated recognition program presented annually, recognizes and celebrates team members who exemplified our values from the past year.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level