Relationship Manager II

Valley National Bancorp • Coral Gables, FL

67d

About The Position

The position involves assisting the Relationship Manager with customer portfolios, monitoring credit quality, preparing credit approval packages, and ensuring timely renewals of lines of credit. The role requires attending loan closings, managing customer transactions, and ensuring compliance with bank policies and procedures. The individual will also be responsible for problem resolution and maintaining accurate credit files.

Requirements

• Knowledge of credit underwriting, basic accounting and loan documentation.
• Proficient computer skills using Microsoft Word, Excel and Outlook.
• Good level of interpersonal and social skills needed to interact with customers.
• Good personal time management skills.
• Good mathematical skills.
• Ability to manage account relationships.
• Good credit skills.
• Good administrative skills.
• Ability to write reports and business correspondence.
• Ability to effectively present information and respond to questions.

Nice To Haves

• Bachelor's degree preferred.

Responsibilities

• Assist the Relationship Manager with their customer portfolios.
• Monitor and report changes in credit quality.
• Prepare effective packages for credit approval circulation and present packages to the required level of credit authority.
• Prepare and issue term sheet and commitment letters.
• Attend loan closings to ensure loans are properly closed.
• Follow past due payments and overdrafts.
• Ensure that lines of credit are renewed in a timely fashion. Obtain customer renewal term agreement and negotiate any differences.
• Respond to customer needs in a timely fashion.
• Ensure that customer requests with other departments are being properly followed, clearing all service issues.
• Oversee proper handling of customer transactions such as advances, payments, wire transfer, etc.
• Ensure that the bank is in possession of current financial information and that the information has been properly analyzed and on file and that proper and complete credit files are on hand.
• Provide reports of information as required.
• Review documentation prepared by legal counsel as to their accuracy meeting all requirements of loan requests.
• Provide problem resolution.
• Assure that credits are accurately risk rated and credits are properly monitored and reported.
• Create and maintain current BSA Information.
• Adhere and comply with all requirements of watch list and EDD procedures.

What This Job Offers

• Industry: Credit Intermediation and Related Activities
• Education Level: High school or GED
• Number of Employees: 1,001-5,000 employees