Relationship Manager II

Cadence Bank • Waller, TX

128d

About The Position

Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial.

Requirements

• Bachelor's degree or equivalent work experience.
• A minimum of 5 - 6 years experience in a financial institution as a commercial lender.
• Knowledgeable of laws and regulations applicable to lending practices.
• Proven history of developing new business and successfully managing a portfolio.

Nice To Haves

• Excellent interpersonal and customer service skills.
• Sales oriented.
• Strong desire to be part of a winning team that is growing our presence in Texas.
• Regular and reliable attendance.
• Works cooperatively with others.
• Strong interpersonal skills.
• Excellent foundation in commercial lending.

Responsibilities

• Solicits business from potential and existing customers (outside and inside bank location) to include loans and deposits.
• Interviews commercial applicants and processes loan applications.
• Analyzes applicant's financial status and credit to determine feasibility of granting loan.
• Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
• Approves loans that meet established lending criteria and are within approved lending limits.
• Maintains customer relationships.
• Manages a portfolio of consumer and commercial loans (primarily commercial).
• May coordinate some collection efforts.
• Provides and maintains a professional, business-like atmosphere within the banking division.
• Represents the financial institution in public relations activities and community affairs.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree