Relationship Manager (Consumer Lending) - Holland, MI

WintrustHolland, MI
16d$59,000 - $77,000Onsite

About The Position

Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.” Macatawa Bank, now part of the Wintrust Financial Corporation, is looking for top talent to join our team as a Relationship Manager. Why Join Us? An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 11 years) and Employee Recommended award by the Globe & Mail (past 6 years) Competitive pay and annual discretionary bonus eligible Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few Family-friendly work hours With 200+ community bank locations, we offer opportunities to grow and develop in your career Promote from within culture What you'll do: This Relationship Manager position will be focused on reviewing underwriting of credit and regulatory compliance on multiple types of consumer loans, and being involved with multiple consumer lending projects while staying current with industry’s regulations and requirements. There will be a considerable amount of customer service and support for an existing portfolio of consumer loans.

Requirements

  • 3-5 years consumer lending experience preferred
  • Bachelor's degree preferred
  • Ability to work in a fast-paced work environment while maintaining strong attention to detail
  • Strong accounting, analytical, problem solving, and leadership skills
  • Strong written and verbal communication skills required

Responsibilities

  • Review all consumer requests for credit following regulations, policies, and procedures.
  • Oversee and guide staff on accurately reviewing credit requests.
  • Involvement with multiple projects to ensure continued process improvement in consumer lending.
  • Manage current loan portfolio to ensure bank’s risk exposure remains low
  • Train retail staff on consumer loan product features, functionality and benefits.
  • Proper handling of applications and closings.
  • Work with other areas of the bank to ensure high level of customer service
  • Various tasks as deemed necessary for the department to work effectively and efficiently

Benefits

  • Medical Insurance
  • Dental
  • Vision
  • Life insurance
  • Accidental death and dismemberment
  • Short-term and long-term Disability Insurance
  • Parental Leave
  • Employee Assistance Program (EAP)
  • Traditional and Roth 401(k) with company match
  • Flexible Spending Account (FSA)
  • Employee Stock Purchase Plan at 5% discount
  • Critical Illness Insurance
  • Accident Insurance
  • Transportation and Commuting Benefits
  • Banking Benefits
  • Pet Insurance
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