Relationship Banking Specialist I

Oregon Pacific Bank•Florence, OR

27d

About The Position

Accountable for providing client services by selling and cross-selling bank services, maintaining existing client relationships, and opening accounts in a timely accurate and courteous manner. Provide assistance to solve client problems. Serve as the initial and primary contract for consumer lending functions.

Requirements

High school graduate or equivalent
One year of new accounts experience or equivalent client service and cash handling experience
Ability to communicate in person, by email, and phone in an effective and professional manner
Competency with extensive face-to-face contact with clients
Competency in providing exemplary client service in a professional manner
Ability to interpret bank policies and procedures to clients
Ability to tolerate stress and deal with clients under circumstances requiring tact and diplomacy
Ability to handle large amounts of cash and make change
Competency in basic mathematical skills such as calculating interest and percentages
Ability to operate on-line teller terminal
Ability to sit or stand for extended periods of time

Responsibilities

Use software applications as requested by specific job functions
Use procedures and forms relating to the activities of the assigned work unit
Perform various account transactions such as receiving deposits, verify cash and endorsements, ordering checks, processing wires, accepting loan payments, and selling cashier checks.
Manage and balance cash within teller guidelines for position
Assist with debit cards including ordering cards and researching transactions in core system
Sell deposit services and cross-sell non-deposit services by maintaining a current knowledge of deposit and non-deposit services
Open new accounts, services, and products by identifying client and customer needs, completing supporting documentation, and following up on sales efforts
Receive and maintenance account holder information on computer system
Accept checks for cashing or paying; verify endorsements; identify clients and customers; insure validity of transactions. Verify new client information, including collectability of funds and client identity, background, and bank references to prevent bank losses
Develop new business by making telephone calls and typing letters to prospective customers and existing clients
Assisting clients in various ways including reconciling accounts, researching problems and resolving complaints or requests.
Consumer loans: interview clients, recommend products, facilitate the initial application, collect income verification, tax returns, proposed collateral and supporting documentation for analysis. Create complete loan package for review and approval of the Consumer Loan Manager. Maintain contact with clients throughout the entire process. Assist clients with loan closing
Explain merchant service program to merchants and refer them to the Merchant Services Representative
Refer to other departments such as lending, merchant services, wealth management and trust services as appropriate to meet client needs
Teamwork: Support co-workers whenever help is needed to provide the highest level of client service. Assist in completing department duties in a timely and efficient manner
Be knowledgeable of bank compliance rules and adhere to Federal and State banking regulations relating to this position
Be knowledgeable of, and adhere to, the Bank, State and Federal policies, procedures and regulations that pertain to the position
Other duties as assigned to meet client and operational needs