Relationship Banker

Cape Cod Five Cents Savings • Plymouth, MA

210d

About The Position

In this customer-centric role, the Relationship Banker provides exceptional customer care to the Bank's customers, advising them on financial products that best meet their needs, assisting them with banking transactions, inquiries, problem resolution, account opening, retirement products including CD's and IRA's and assistance with loan applications at a full-service Cape Cod 5 banking center. The Relationship Banker position provides a career track for retail bankers as they progress through increased levels of responsibility as a Relationship Banker. The level of the Relationship Banker will be commensurate with a candidate's experience and skill set.

Requirements

• High school diploma (or G.E.D) and willingness to pursue higher education
• Minimum 6 months cash handling experience
• Minimum 6 months customer service experience
• Prior customer relationship building experience
• Must have cyber security awareness to protect the digital environment, the Bank, and customers.
• Strong verbal and written communication skills
• Critical thinking, decision making and problem solving skills

Nice To Haves

• Associate's degree preferred and willingness to pursue higher education
• Minimum six months retail banking experience
• Previous banking experience required, including processing customer transactions, deposit account openings, and platform services to serve a broad range of customer needs (e.g. check orders, debit card issuance, stop payments, debit card/ACH disputes)
• Ability to mentor RB I and RB II team members
• Ability to independently complete transactions and all platform services, including transactions, account opening, HELOCs, IRAs, etc.
• Ability to execute more complex account openings and transactions independently
• Demonstrated high level of judgement and decision making ability
• Demonstrated ability to fulfill the opening/closing activities of the Banking Center
• NMLS Registration
• Notary Public
• Completion of Small business lending training within 12 months of hire
• Ability to mentor and train RB I-III team members
• Must have supervisory aptitude
• Demonstrated management and leadership skills
• Completion of Medallion training required

Responsibilities

• Develops rapport with customers, greeting customers by name, understands account ownership types and authority, being responsive and timely with correspondence and problem resolution, while displaying a caring attitude
• Provides excellent customer care to customers relative to daily transactions, addressing inquiries, and problem resolution, in accordance with Bank policies and procedures
• Performs banking transactions including: processing deposits and loan payments, verifying cash and endorsements, check cashing, money orders and treasurer's check issuance and savings bond redemption
• Introduces and advises on the Bank's deposit and consumer loan products and services to appropriately meet customer needs in a proactive manner
• Determines customer's existing and prospective financial needs and identifies referrals to other business lines (Investment Services, TAM, Commercial, Treasury Management, etc.)
• Determines customer needs and recommends the products and services that best meet their needs
• Maintains a working knowledge of product and service offerings including consumer, business, non-profit, retirement, Online Banking, BillPay, debits cards
• Customer lending opportunities and assists customers in preparing loan applications for home equity products and personal loans
• Safeguards customer trust by upholding duty of customer confidentiality
• Must comply with all required regulations, guidelines, and policies
• Timely completion of all assigned learning activities
• Actively participate in branch meetings and one-on-one coaching sessions
• Participation/volunteerism in community groups and events
• Additional duties as assigned

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Securities, Commodity Contracts, and Other Financial Investments and Related Activities
• Education Level: High school or GED
• Number of Employees: 251-500 employees