Relationship Banker- Float

About the position

The Float Relationship Banker identifies customers' needs through the bank's retail sales process to provide proactive basic sales solutions through customer outreach for basic customer needs and/or refer complex customer needs to the appropriate team member/partner. This role specializes in enhancing the branch customer experience through lobby management, servicing, and sales interactions for both retail and business customers. The Float Relationship Banker will frequently travel to different branches within a designated area to assist branch staff as needed.

Responsibilities

• Play key role in Relationship Management (customer assessments, profiling for sales opportunities, account opening and lead-focused outbound calling), Sales Process (profile/pre-call planning, outreach, appointment preparation, interaction/appointment, follow-up) and Risk Management (audit requirements, fraud prevention, Know Your Customer (KYC) and customer information profile (CIP)).
• Complete basic research on customer profiles in order to assess potential ways to add value to clients banking relationship and transition to needs based discussion on financial goals.
• Identify financial needs of customers and present all appropriate product and service options by working cooperatively with appropriate internal business partners.
• Proactively reach out to clients via e-mail or phone to follow up and educate on value added products/services to address needs of clients.
• Onboard new customers through customer outreach (regardless of available channel, and individual who opened account).
• Establish trust with existing clients through proactive outreach regularly.
• Schedule preset appointments for the following week and hold appointments each week.
• Adequately prepares for scheduled appointment before customer meeting (prepare for sales interactions with pre-call plan).
• Perform customer servicing interactions.
• Responsible for meeting and maintaining registration requirements under the Federal SAFE Act.
• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Requirements

• High school diploma or equivalent (GED) and a minimum of 2 years proven retail sales, call center, customer service and/or telesales experience OR a high school diploma or equivalent (GED) and a minimum of 1 year proven proactive sales experience.
• Ability to easily travel between branches on an as needed basis.
• Strong verbal communication and interpersonal skills.
• Proven ability to demonstrate exceptional customer service.
• Well-organized individual with time management and prioritization skills.
• Demonstrated financial services product knowledge.
• Ability to communicate with tact and diplomacy with internal and external customers.
• Proficient with internet user-level technology.

Nice-to-haves

• Associates degree.
• Notary public license.
• Bilingual based on branch needs.

Benefits

• Competitive pay based on knowledge, skills, and experience.