Relationship Associate

Westpac New Zealand

15h

About The Position

As a member of the Corporate Banking team, you will provide credit and financial analytical expertise across a portfolio that includes some of New Zealand’s most prominent and large-scale corporate clients. You will demonstrate a deep and thorough understanding of each customer, their business operations, and the industry in which they operate, enabling you to deliver effective deal support through comprehensive research and analysis. Your responsibilities will include safeguarding the health of the portfolio by applying sound credit management practices and supporting Relationship Managers in achieving optimal customer outcomes. You will produce accurate, concise, and well-reasoned credit submissions, while undertaking dynamic risk management through the timely monitoring of financial triggers, covenant compliance, and the completion of periodic risk reviews. This will involve continuous oversight of risk in accordance with policy standards and required timeframes. This role will be ideal for an existing Analyst or Associate ready to move beyond foundational portfolio management and take on more challenging, proactive, and growth-focused customer relationships.

Requirements

Strong knowledge of banking products and the New Zealand corporate banking business market
Commercial and corporate insight into New Zealand’s business and economic environment
Current or prior experience in a similar role
Proven experience in financial analysis and credit
Strong understanding of regulatory compliance and credit risk
Excellent analytical and problem-solving skills
A tertiary qualification in Accounting, Finance, or Business (preferred but not essential)

Nice To Haves

Familiarity with legal documentation would be advantageous

Responsibilities

Provide credit and financial analytical expertise across a portfolio
Demonstrate a deep and thorough understanding of each customer, their business operations, and the industry in which they operate
Deliver effective deal support through comprehensive research and analysis
Safeguard the health of the portfolio by applying sound credit management practices
Support Relationship Managers in achieving optimal customer outcomes
Produce accurate, concise, and well-reasoned credit submissions
Undertake dynamic risk management through the timely monitoring of financial triggers, covenant compliance, and the completion of periodic risk reviews
Continuous oversight of risk in accordance with policy standards and required timeframes