Regulation W Compliance Officer (Hybrid - See Job Description for Listed Locations)

M&T Bank • Buffalo, NY

1d • Hybrid

About The Position

We are seeking a knowledgeable Regulation W Compliance Officer to oversee affiliate‑transaction compliance across the bank and its related entities, including our investment adviser, broker‑dealer, trust company, and other affiliated businesses. This role ensures adherence to Sections 23A and 23B of the Federal Reserve Act and supports strong enterprise‑wide governance of intercompany relationships and transactions.

Requirements

• A combined minimum of 12 years’ higher education and/or work experience, including 8 years’ experience in compliance, legal, or risk experience in financial services, with strong knowledge of Regulation W
• Experience working with or supporting affiliated entities such as investment advisers, broker‑dealers, or trust companies.
• Strong analytical and problem‑solving skills with the ability to interpret and operationalize complex regulatory requirements.
• Effective communicator who can influence stakeholders and collaborate across business lines.

Nice To Haves

• Juris Doctor or Master’s degree preferred.

Responsibilities

• Perform and continuously enhance the bank’s Regulation W compliance framework, including policies, procedures, and risk assessments.
• Advise business partners across the bank and affiliates on permissible covered transactions, quantitative limits, exemptions, and 23B arm’s‑length requirements.
• Ensure proper review and approval of affiliate transactions, ensuring proper identification, documentation, collateralization, and tracking.
• Ensure there is maintenance of an up‑to‑date inventory of affiliates, control relationships, and covered‑transaction exposures.
• Partner with Legal, Finance, Treasury, Operations, and business leaders to review new products, intercompany agreements, and service arrangements for Regulation W implications.
• Ensure periodic testing, monitoring, and reporting to validate compliance and support remediation of identified issues.
• Serve as the primary subject‑matter expert during regulatory exams and internal audits.
• Deliver training and guidance to lines of business on Regulation W requirements and expectations.
• Support governance processes related to organizational changes and new entity formation to assess affiliate implications.

Benefits

• As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees