Real Estate Lending Underwriting Manager

Grow Financial Federal Credit Union

78d

About The Position

At Grow Financial Federal Credit Union, we believe in service — to our 300,000 members, 600 team members and local communities. We’re not just your average bank. We’re a credit union, owned by our members and dedicated to serving people, not profit. We know that happy, engaged people provide the best service, so we live by our mantra: Be Bold. Be Great. Have Fun. Consistently named a Top Workplace by the Tampa Bay Times among multiple national awards we strive to develop a diverse, collaborative culture where you can grow personally and professionally. Our “work from where you do your best work” strategy provides flexibility to our team members — who currently reside across the U.S. — with a variety of remote, hybrid and in-person roles. We enjoy plenty of opportunities to stay connected through video collaboration, digital tools, community service initiatives and numerous activities. Whether you thrive in a remote setting, prefer the energy of in-person collaboration or seek a balance between the two, you'll find your fit here. Join us as we seek to make things grow — people, communities, money and dreams. Grow Financial is headquartered in Tampa, FL. For remote roles, candidates must be located in the following states: AL, AZ, AR, DE, FL, GA, ID, IN, IA, KS, KY, LA, MS, MO, MT, NE, NH, NC, ND, OH, OK, PA, SC, SD, TN, TX, UT, VA, WV, WI, WY.

Requirements

• Bachelor of Arts/Science degree from an accredited college or university is preferred.
• 5 years related experience in mortgage lending and underwriting required.
• 3 years of experience in a leadership or supervisory role required; supervisory experience within Real Estate Lending preferred.
• Has a good understanding of secondary market guidelines to include automated underwriting.
• Ability to perform complex income analysis.
• Strong analytical skills with the ability to analyze complex tax returns, including corporate, partnerships and sub-s corporations.
• Ability to perform in a multi-tasked, deadline-oriented environment, with ability to prioritize tasks.
• Working knowledge of PC with the ability to learn new software.
• Effective leadership and negotiation skills with ability to adapt to change within working responsibilities, be it internal, market, or regulatory driven.

Responsibilities

• Responsible for all aspects of underwriting and regulatory control of the Real Estate Lending Department.
• Responsible for maintaining all agency and investor guideline implementation to ensure the safety and quality of the lending portfolio.
• Employs underwriting methods to ensure compliance with company, agency, NCUA, and industry guidelines.
• Participates in developing relationships with government agencies, MI vendors, credit agencies, and title companies.
• Responsible for quality control of Real Estate lending process to include development and implementation of training programs for Loan Officers, Processors, Closers, Underwriters, and auditing personnel.
• Represents Grow Financial in the community whenever necessary participating in community and advisory groups and organizations.

Benefits

• Medical/Dental/Vision Insurance
• Employee discount on loans Team members qualify for a discount on consumer loans.
• Tuition Reimbursement of up to $5,250 per year for full-time team members.
• Paid Time Off 15 days/year & over 10 Paid Holidays
• Paid Volunteer Days Grow provides two bi-annual paid volunteer days to all team members.
• Retirement Benefits (401K) Grow matches up to 8% for team members.
• Growth Potential In-house training department dedicated to helping our team members reach their maximum potential.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Bachelor's degree
• Number of Employees: 501-1,000 employees