Re-Disclosure Specialist

Gold Star Mortgage Financial Group, CorporationAnn Arbor, MI
10d$18Hybrid

About The Position

The Re-Disclosure Specialist is primarily responsible for ensuring all required federal and state- specific disclosures are correctly prepared and provided to the appropriate party within mandated timeframes and in compliance with all internal and external guidelines and policies.

Requirements

  • High School diploma or equivalent required
  • At least three (3) years of prior experience in the mortgage lending industry
  • Must have exceptional attention to detail and strong organizational skills
  • Must be dependable with meeting deadlines and managing time
  • Have an ability to multi-task
  • Possess strong oral and written communication skills.

Nice To Haves

  • A Bachelor’s Degree from an accredited college or university
  • Understanding of current mortgage industry-related regulatory law a plus
  • At least five (5) years of prior experience in the mortgage banking industry with at least (2) years of experience serving in a disclosure position a plus
  • Knowledge of Encompass 360 LOS a plus.

Responsibilities

  • Monitor the Re-Disclosure Queue which includes but is not limited to the following pipelines: “Redisclosure Desk—Redisclosure Pending” and “Redisclosure Desk—TBD Loans”
  • Determine if loans in Redisclosure Desk—Redisclosure Pending queue present an acceptable changed circumstance (within 3 day TRID timeframe) and/or if re-disclosure is required
  • Communicate the need for re-disclosure to all parties requiring notification (Loan Officer and Loan Processor) through internal ticketing system - Zendesk
  • Monitor re-disclosure process and corresponding timeline (3-day TRID timeframe)
  • Prepare Change of Circumstance form(s) (COC) and send required COC and any applicable disclosures (LE and State Required Documents) to appropriate parties (Borrower and/or Loan Officer (if applicable)
  • Ensure all parties requiring said disclosure documents are in receipt thereof
  • Address any calls, emails, messages or questions related to the redisclosure process
  • Complete other duties as assigned.
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