RAC Loan Processor II

Truist Financial Corporation•Jacksonville, FL

30d

About The Position

Responsible for ensuring the timely and accurate funding of dealer contract packages. Eliminate dealer/customer fraud by ensuring proper and thorough verification is completed on all loan packages according to company and regulatory policies and guidelines. Provide training and management assistance to Loan Processor I teammates when necessary. Provide a high level of professional service to dealer client base. ESSENTIAL DUTIES AND RESPONSIBILITIES Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

Requirements

High School diploma or equivalent education and related training or experience
Two years of experience or equivalent training
Excellent problem solving skills
Excellent analytical ability
Excellent written and verbal communication skills
Excellent organizational skills
Excellent time management skills
Ability to work in fast paced environment
Ability to work flexible schedule and overtime, as needed
Demonstrated proficiency in basic computer applications, such as Microsoft Office software products

Nice To Haves

Bachelor's degree in Business or related field, or equivalent education and related training or experience
Previous experience in finance/credit related industry
Knowledge of credit verification process and related documents
Bilingual

Responsibilities

Work as a team member with the underwriting and sales staff to accomplish monthly loan volume objectives.
Assist with training and supervision of Loan Processor I as required.
Ensure all contract and applicant information is accurately verified and entered into Origenate prior to funding in the loan servicing system. Ensure compliance with all guidelines and policies to meet targeted risk tolerance.
Follow-up with dealer clients on any outstanding stipulations, verifications, or documents needed to complete the processing of loans to ensure timely funding of contracts while maintaining an excellent Perfect Client Experience (PCE) level of customer service to our consumers and Dealer Client's.
Meet or exceed Loan Processor production targets.
Build and maintain strong relationships with dealer client base.
Assist branch or business center in managing dealer and customer fraud by ensuring thorough and proper verifications are being completed. Escalate any potential problems that may result in fraud or losses to management and ensure timely filing of Unusual Financial Observations (UFO) in accordance with company policies and procedures.
Escalate any potential problems that may result in fraud or losses to management and ensure timely filing of UFO's in accordance with company policies and procedures.
Assist management to ensure business center complies with all corporate guidelines and policies as well as all Federal and State regulations.
Other critical tasks and duties assigned.

Benefits

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.
Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates.
Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.
For more details on Truist's generous benefit plans, please visit our Benefits site.
Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan.
As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

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