Quality Control Analyst

CrossCountry Mortgage, LLC

86d • $38 - $45

About The Position

The Quality Control Analyst is responsible for conducting daily audits of post decisioned loan files, which include the areas of credit report, appraisal, occupancy, red flags, underwriting and decision logic, underwriting conditions/stipulations and compliance. The Quality Control Analyst completes loan audit results electronically, containing feedback of each loan review. The Quality Control Analyst works closely with the QC Manager to identify and remedy individual and group trends and assists in providing any policy guidance or training as needed. The Quality Control Analyst is responsible for re-underwriting the loan, validating compliance with all agency loan guidelines, regulatory requirements, and procedures. This position primarily operates within Eastern Time zone working hours to support the East Coast region.

Requirements

• Bachelor’s degree and/or equivalent combination of education/experience.
• A minimum of 3 years of underwriting experience in the retail mortgage lending industry.
• Knowledge of federal, state, and regulatory rules, laws, regulations, underwriting guidelines and statutes relevant to the mortgage industry.
• Knowledge of HUD/FNMA/FHLMC/VA eligibility guidelines.
• Knowledge of loan processes and procedures.
• Proficiency in Microsoft Office Outlook, Word, and Excel.

Nice To Haves

• Experience with Encompass LOS, preferred.
• Experience in mortgage quality control, preferred.
• FHA and VA experience, preferred.

Responsibilities

• Perform quality control audits of an assigned sample of loan files that have been decisioned by CrossCountry Mortgage Underwriters; ensure reviews are conducted in accordance with CrossCountry Mortgage QC plan.
• Ensure loan files are in compliance with all agency loan guidelines, regulatory requirements, company policies and procedures, and meets Agency quality control requirements.
• Assist the QC Manager with projects.
• Attend relevant loan underwriting, credit analysis, or loan program industry trainings.
• Prepare a report of monthly findings; create data reports in Excel or Access.

Benefits

• Medical insurance
• Dental insurance
• Vision insurance
• 401K
• Company-provided short-term disability
• Employee assistance program
• Wellness program

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Bachelor's degree