QC Senior Auditor - TEMPORARY (Pulte Mortgage)

PulteGroup • Englewood, CO

403d • $88,005 - $92,040 • Hybrid

About The Position

The Senior Auditor at Pulte Mortgage is responsible for conducting quality control audits to ensure compliance with company, investor, agency, and federal underwriting guidelines. This role involves assessing the soundness of previous decisions, preparing reports of findings, and maintaining current knowledge of underwriting issues and compliance requirements. The position also serves as a liaison with various stakeholders to coordinate responses to outstanding issues and support colleagues in audit-related tasks.

Requirements

• Minimum High School diploma or equivalent.
• Minimum of 5 years recent previous mortgage experience in a Quality Control or Underwriting role.
• Strong working knowledge of Underwriting guidelines including FNMA, FHLMC, FHA and VA.
• Familiarity with the mortgage industry regulatory environment and a working knowledge and understanding of ECOA, TILA/RESPA and HMDA requirements.
• Experience underwriting complex self-employment, property appraisals and title commitments.
• Excellent written and verbal communication skills to convey information properly to others.
• Must have FHA Direct Endorsement.
• A combination of a DE and SAR is preferred.
• Proficient in MS Word and Excel.

Responsibilities

• Conduct monthly audits on a sample of files to determine compliance with company, investor, agency underwriting guidelines and federal requirements per the Quality Control Plan.
• Maintain audit findings in audit software for management reports and retention requirements.
• Recognize discrepancies noted during the audits, referencing trends, risk ratings and individuals who are responsible and provide input for decision-making to identify the root cause of opportunities identified within the audit.
• Review responses received regarding identified discrepancies and determine the validity of those responses.
• Perform special audits, in accordance with procedures, as assigned.
• Review all property related underwriting documentation including appraisals, field appraisals, field reviews, PDR's, Title Commitments, etc. for compliance with agency and/or investor guidelines.
• Determine, establish, and review documentation for re-verification of income, employment, asset, and occupancy.

Benefits

• Hourly salary range of $42.31 to $44.25 depending upon experience.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Construction of Buildings
• Education Level: High school or GED