Professional Development Associate - Credit Department

Mid Penn Bank•Harrisburg, PA

43d

About The Position

A great banking experience starts with a great team! Mid Penn Bank is actively seeking applicants to join our Credit and Commercial Banking Development Program in the Harrisburg and Greater Philadelphia Markets. Mid Penn Bank is looking for talented individuals to join our team as Professional Development Associates in our Commercial Banking Development Program. We are looking for individuals that possess a positive attitude, solid aptitude, and a very strong work ethic. We will provide you with the necessary skills and education to prepare you for a successful career in commercial banking. Candidates chosen to participate in the Mid Penn Bank Credit and Commercial Banking Development Program will receive company-specific training and gain valuable on-the-job experience in the Bank's Credit and Commercial Lending Departments. The objective of this program is to provide participants with a solid foundation of credit and financial analysis skills, along with strong relationship building and sales skills, in order to career path to a role as a Commercial Loan Officer. Program Associates will benefit from: Training in credit and risk analysis, relationship management, and business development Interactions with various departments and business lines to enhance overall knowledge of the organization and industry Coaching and formal mentoring Specialized events, speakers, and activities Building a network with experienced financial service professionals and access to senior leaders from across the company Active participation in community events and projects Ideal candidates for these positions have an interest commercial banking, real estate banking, financial and credit risk analysis, customer relationship management, and business development. The Professional Development Program will require extended training time in Harrisburg, PA. We are committed to diversity, equity, and inclusion. People from underrepresented communities, Veterans, individuals with disabilities, and bilingual candidates are strongly encouraged to apply.

Requirements

A B.S. or B.A. degree, preferably in a related field of study.
A minimum of one (1) years' related experience normally required.
Ability to work a flexible schedule as required to meet operating needs.
Proficient reading, writing, and grammar skills; proficient analytical, critical thinking and mathematics skills; proficient communicative and interpersonal relations skills; working knowledge of assigned function; proficient eye-hand coordination; ability to operate various office machines; technical supervisory skills; ability to sit, stand, walk, bend, stoop, reach with hands or arms, use hands to manipulate objects, handle or feel, and lift items weighing 50 lbs. or less; visual , auditory and speaking skills; valid driver's license is required.
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Mid Penn Bank currently or in the future.

Responsibilities

Spread, review, and analyze financial statements and related material for existing and prospective borrowers.
Conduct detailed research and analysis of market data, trends and other factors related to financing requests.
Complete written loan approval packages that include a thorough evaluation of cash flow, collateral, and financial statement results.
Apply credit policy and financial analysis to and help answer questions related to loan requests.
Partner with experienced Commercial Lenders on customer calls and business development activities.
Performs tasks, which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.
Regular and predictable attendance is required.

Benefits

Mid Penn Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account, dental and vision insurance; life insurance; 401(k) program with employer match and employee stock purchase plan; paid time off, paid holidays; disability insurance coverage, parental leave; employee assistance program, and tuition reimbursement.
In addition, all employees are eligible to participate in mentorship programs, receive individualized development and career counseling, and participate in Mid Penn University courses and development programs.

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