About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. This position may be eligible for remote work in select geographic locations, subject to approval by PNC. If approved, work must be conducted from a quiet, secure, and confidential home-based workspace. Occasional in-office participation may be required based on business needs. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Performs complex qualitative and quantitative analysis of property operations such as credit facilities, crossed pools and cost recoup analyses to determine the viability of a proposed loan. Analyzes and understands financial statements and other documents to evaluate the risk profile of more complex transactions, which could include institutional ownership structures and site-specific matters. Conducts more in-debth analysis and structuring process for complex individual properties or a portfolio. Develops narrative for submission to Credit and agencies with qualitative and quantitative analysis at a more senior level, including the structure of the transaction, sponsorship behind the deal, financial statements, real estate schedules, expense statements, market information, creditworthiness and any deviations from underwriting guidelines Drafts, reviews and analyzes complex term sheets and applications for potential transactions. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Requirements

  • University / college degree, with 3+ years of relevant / direct industry experience.
  • In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
  • Bachelors degree.

Nice To Haves

  • Certifications are often desired.
  • Capital Management
  • Consumer Lending
  • Credit Assessment
  • Economic Policy
  • Innovation
  • Investments
  • Loan Agreements
  • Results-Oriented
  • Structuring
  • Accuracy and Attention to Detail
  • Credit Analysis and Verification
  • Customer Experience Management.
  • Data Gathering and Reporting
  • Decision Making and Critical Thinking
  • Effective Communications
  • Financial Analysis
  • Products and Services
  • Quantitative Techniques
  • Selling.

Responsibilities

  • Performs complex qualitative and quantitative analysis of property operations such as credit facilities, crossed pools and cost recoup analyses to determine the viability of a proposed loan.
  • Analyzes and understands financial statements and other documents to evaluate the risk profile of more complex transactions, which could include institutional ownership structures and site-specific matters.
  • Conducts more in-debth analysis and structuring process for complex individual properties or a portfolio.
  • Develops narrative for submission to Credit and agencies with qualitative and quantitative analysis at a more senior level, including the structure of the transaction, sponsorship behind the deal, financial statements, real estate schedules, expense statements, market information, creditworthiness and any deviations from underwriting guidelines.
  • Drafts, reviews and analyzes complex term sheets and applications for potential transactions.
  • Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
  • Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Benefits

  • medical/prescription drug coverage (with a Health Savings Account feature)
  • dental and vision options
  • employee and spouse/child life insurance
  • short and long-term disability protection
  • 401(k) with PNC match
  • pension and stock purchase plans
  • dependent care reimbursement account
  • back-up child/elder care
  • adoption, surrogacy, and doula reimbursement
  • educational assistance, including select programs fully paid
  • a robust wellness program with financial incentives
  • maternity and/or parental leave
  • up to 11 paid holidays each year
  • 9 occasional absence days each year, unless otherwise required by law
  • between 15 to 25 vacation days each year, depending on career level

Stand Out From the Crowd

Upload your resume and get instant feedback on how well it matches this job.

Upload and Match Resume

What This Job Offers

Job Type

Full-time

Career Level

Senior

Number of Employees

5,001-10,000 employees

© 2024 Teal Labs, Inc
Privacy PolicyTerms of Service