Product Sr. Analyst

Santander•Miami, FL

About The Position

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! Position Summary The Sr. Product Analyst plays a key role in supporting the Fund Advisory team through the generation of mutual fund and ETF ideas aligned with the bank’s framework. This position involves close collaboration with Bankers and Advisors to communicate product insights and ensure offerings are responsive to evolving market conditions and client needs. The role includes conducting ongoing analysis and research across the investment universe to complement the recommended fund list. In addition, the Sr. Product Analyst provides support across multiple functions, including the preparation of analytical reports, implementation of new projects, and other initiatives that enhance the team’s effectiveness and strategic objectives. The Sr. Product Analyst reports to the Head of Fund Selection. Risk Objectives- Proactive identification of issues or concerns related to potential gaps in existing processes, procedures, policies, frameworks, etc.; - Contribution to satisfactory results in audit reviews, compliance reviews, and regulatory examinations (internal/ external), Compliance and Regulatory Agency reviews; response to required corrective actions in a timely and complete manner; - Completion of all assigned training (Compliance, Bank Secrecy Act, Audit, Code of Conduct, etc.) and reporting requirements within set timeframes; and - Adherence to the Code of Conduct, assigned Risk Tolerance or Mandates and all organizational policies and procedures applicable to role.

Requirements

Bachelor’s degree required or equivalent experience
3-5 years of relevant experience or demonstrated required level of proficiency
Microsoft Excel, PowerPoint & Word.
Strong communication skills, verbal and written.
Goal oriented.
Flexible and able to work in a fast-paced environment.
English and Spanish proficiency.

Nice To Haves

Deep knowledge in mutual funds, ETFs, and investment product.
Experience with reporting and visualization tools ( Tableau, medea, T24, qTeseo, etc).
Knowledge of Bloomberg, Allfunds, advance Microsoft tools (Excel, Power point, Word).
Good communication and writing skills.

Responsibilities

Collaborate closely with the Fund Advisory team to develop investment proposals and generate mutual fund and ETF ideas aligned with client and market needs.
Prepare high-quality reports and presentations for senior management, investment committees, and commercial teams, covering new product launches, strategic initiatives, and fund recommendations.
Produce periodic reporting to monitor and analyze the performance of the mutual fund and ETF universe, including identifying under/overperformance against benchmarks and peer groups.
Support the ongoing review and monitoring of the approved mutual fund and ETF universe by identifying inconsistencies or deviations within the security master database.
Draft and distribute clear, insightful communications to Bankers and Advisors on recommended universe performance, including rationale for changes (entries, exits, updates, alerts).
Act as liaison between the Fund Advisory team and Commercial and Investment areas to ensure effective alignment and dissemination of investment ideas, new products, and initiatives.
Contribute to the creation and maintenance of marketing materials that support Fund Advisory efforts and enhance the visibility of offerings on Digital Wealth platforms.
Participate in meetings with fund managers to deepen understanding of investment strategies and provide feedback to internal stakeholders.
Continuously monitor both solicited and unsolicited holdings across client portfolios to identify opportunities for portfolio optimization and targeted advice.
Other duties as assigned or requested by immediate supervisor