About The Position

The PSC Underwriter is responsible for working with Retail Underwriters and the Sales Teams with researching and implementing the correct product based on the scenario of the borrower. This position requires a strong credit background on Agency knowledge as well as proficiency in Self Employment Analysis and Non-QM products.

Requirements

  • High school diploma.
  • Minimum of 8 years’ mortgage experience.
  • Proficiency in Tax Return Analysis and Non-QM products.
  • Thorough understanding of credit and an ability to review complex financial documents required.
  • Self-starter, self-reliant, dependable and ability to maintain excellent quality while working in a fast-paced environment.
  • Excellent written and verbal communication skills required.
  • Strong interpersonal, leadership and organizational skills.
  • High integrity and confidentiality required.
  • Flexibility in decision making with strong problem-solving skills.

Responsibilities

  • Nationally support all Sales staff with credit related issues from basic guideline questions, complex income scenarios and obtain credit exceptions upfront to deliver quality loans to investors.
  • Assist sales with hard-to-place loans and handle non-agency guideline questions.
  • Investor Relations – works closely with correspondent and brokered investors on scenarios.
  • Review and Approval all loan product marketing collateral to ensure they meet guidelines.
  • Liaison between Sales staff and investor for Figure applications.
  • Review and Approval all loan product marketing collateral to ensure they meet guidelines.
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