Product & Reinsurance Analyst

EXZEO GROUP, INC•Tampa, FL

14d

About The Position

The Product & Reinsurance Analyst is a hybrid, cross-functional role that supports both insurance product development and reinsurance/risk management activities. This position will work closely with Product, Risk & Reinsurance, Actuarial, and Finance teams to support product performance, regulatory filings, data analysis, and reinsurance treaty administration and analytics. Product-related responsibilities represent the primary, ongoing focus of the role, while reinsurance-related activities are more seasonal in nature and aligned with placement, renewal, and reporting cycles. The ideal candidate is analytically strong, detail-oriented, and interested in gaining exposure across the full insurance value chain – from product design and pricing to reinsurance placement and capital management.

Requirements

Strong analytical skills with high attention to detail.
Ability to manage multiple priorities and deadlines in a fast-paced environment.
Strong written and verbal communication skills.
Proficiency in Microsoft Excel, Word, and PowerPoint; ability to build clear, professional analyses and presentations.
Experience or exposure to SERFF filings, rate indications, or regulatory support is strongly preferred.
Experience working with large datasets; familiarity with Access, SQL, or similar tools is a plus.
Foundational understanding of reinsurance structures (XOL, quota share, etc.) is a plus.
Experience working with catastrophe modeling platform(s) is a plus
Bachelor’s degree preferred, with coursework or concentration in Risk Management, Finance, Economics, Math, Actuarial Science, or a related field.
2–5 years of experience in insurance product, analytics, underwriting support, reinsurance, actuarial, or financial analysis roles

Nice To Haves

CPCU, ARe, ARM, or progress toward a professional designation is a plus.

Responsibilities

Assist in the creation, review, and maintenance of insurance forms, endorsements, and coverage language.
Prepare and support rate and form filings through SERFF, including required documentation and supporting analysis.
Develop rate, coverage, and feature comparisons versus key competitors across multiple states.
Research and monitor state-specific regulatory requirements impacting product design, pricing, and reporting.
Review key product performance metrics such as claim frequency, loss ratios, renewal retention, and segment profitability.
Identify and support product enhancements to improve competitiveness and long-term profitability
Support ceded and assumed reinsurance programs by preparing treaty summaries, participation schedules, exposure exhibits, and capital impact analyses.
Assist with reinsurance placement and renewal processes by preparing data submissions, pro formas, and marketing materials for brokers and reinsurers.
Collect, validate, and analyze exposure, premium, and loss data used for reinsurance reporting and catastrophe modeling.
Support the preparation of bordereaux, reconciliations, recoverable analyses, and internal reinsurance reporting.
Streamline the review, interpretation, and communication of catastrophe model outputs from RMS, Verisk, or similar platforms, including translating results into clear insights for internal and external stakeholders.
Prepare exposure data and, as needed, support the execution of in-house catastrophe model runs on the RMS platform.
Maintain reinsurance documentation, including contracts, addenda, and collateral / trust support materials.
Liaise with reinsurance brokers, reinsurers, regulators, rating agencies, and internal stakeholders to support placements, renewals, reconciliations, and compliance processes

Benefits

Exzeo offers 100% employer-paid health, dental, vision, life, and disability insurance for employees, a flexible paid time off plan, a 401(k) match, and bonus potential.

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