Product Owner, Acceptance Network Gateways

Visa•Foster City, CA

12h•Hybrid

About The Position

Visa powers the world’s most advanced payment network—VisaNet—which processes billions of transactions securely and reliably every year. We connect people, businesses, and economies to enable seamless commerce everywhere. What We Do VisaNet is more than a Visa-only platform; it’s a universal payment gateway that enables acquirers and merchants to connect once and support all major card brands through a single integration. Instead of managing multiple specifications for different networks, partners send transactions in the Visa format, and VisaNet seamlessly transforms them into the appropriate formats expected by these networks. This approach delivers: Simplified Integration: One connection to Visa for all card brands. Lower Operational Costs: Reduced overhead from maintaining multiple systems. Faster Innovation: Accelerated time-to-market for new payment capabilities. Global Reliability: Consistent security and compliance across every transaction. By removing complexity and driving efficiency, Visa empowers businesses to focus on growth and customer experience while we handle the heavy lifting of multi-brand payment processing. Join us in shaping the future of payments—where simplicity meets global scale. We are seeking candidates with a strong focus on card-based payments processing, including a deep understanding of end-to-end transaction flows, ISO message formats, and field-level details. Comprehensive knowledge of how payment messages are structured and transmitted, as well as expertise in interpreting and troubleshooting ISO 8583 messages, is essential for this role. The ideal candidate will demonstrate the ability to analyze transaction lifecycles and ensure seamless payment experiences through technical proficiency in industry-standard messaging protocols.

Requirements

5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

Nice To Haves

6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
2+ years’ payments processing experience with a payment network, processor, gateway or fintech
Strong foundational knowledge of payment processing, transaction message structures and the relationships between data fields.
Ability to understand and analyze technical bulletins to carry out field mapping between Visa and non-Visa formats.
Experience with product development methodology.
Interest in AI, including basics of machine learning, automation, and data analytics.
Ability to adapt quickly and work creatively in a tech-driven environment.
Familiarity with APIs and willingness to learn about AI-powered tools.
Strong communication, attention to detail, and collaborative mindset.

Responsibilities

Design and implement solutions that enable multi-brand transaction processing through VisaNet.
Collaborate with acquirers, merchants, competitors and internal teams to ensure seamless integration.
Develop and maintain technical specifications and documentation for partners.
Troubleshoot and resolve issues related to transaction routing and data transformation.
Drive innovation and process improvements to enhance efficiency and scalability.
Act as liaison for Visa Acceptance Solutions platform