Product Counsel, Financial Services & Loyalty

Coinbase Careers Page

1d•Hybrid

About The Position

Ready to be pushed beyond what you think you’re capable of? At Coinbase, our mission is to increase economic freedom in the world. It’s a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform — and with it, the future global financial system. To achieve our mission, we’re seeking a very specific candidate. We want someone who is passionate about our mission and who believes in the power of crypto and blockchain technology to update the financial system. We want someone who is eager to leave their mark on the world, who relishes the pressure and privilege of working with high caliber colleagues, and who actively seeks feedback to keep leveling up. We want someone who will run towards, not away from, solving the company’s hardest problems. Our work culture is intense and isn’t for everyone. But if you want to build the future alongside others who excel in their disciplines and expect the same from you, there’s no better place to be. While many roles at Coinbase are remote-first, we are not remote-only. In-person participation is required throughout the year. Team and company-wide offsites are held multiple times annually to foster collaboration, connection, and alignment. Attendance is expected and fully supported. Coinbase is leading the expansion of digital currency into the financial mainstream. We are building a world-class legal team to support Coinbase and its affiliates as we continue to grow the company in the U.S. and internationally. You will be working in a cutting edge and fast paced environment, where disruptive technologies and unconventional thinking are the norm. Given the nascent state of the law, novel legal guidance is needed! We are looking for a highly motivated, entrepreneurial, and experienced product counsel to join our product legal team as Counsel, Financial Services & Loyalty. You’ll be embedded with Coinbase product teams, and collaborate closely with product managers, engineers, UI/UX, and cross-department colleagues including privacy, regulatory and international counsel, Compliance and Finance. You’ll take a thought leadership role in advising our Product teams on specific aspects of product development and implementation.

Requirements

Currently licensed in a U.S. state. J.D. or equivalent with 5+ years of legal experience, preferably with in-house experience with a consumer financial services business, a fintech or crypto/blockchain company.
You have experience counseling product and engineering teams in connection with launching regulated financial / banking products and services in the fintech space, and have a clear understanding of the legal underpinnings supporting these products.
You have a solid grasp of consumer financial services regulations and governmental agencies (Reg E, BSA, State MTLs, SEC, CFTC, FDIC, FinCEN, etc.), as well as familiarity with consumer services and internet regulations and agencies (UDAP/UDAAP, CDA 230, Privacy/GDPR)
You are well-versed in Anti Money Laundering (AML)/Know-your-customer (KYC) requirements, and regulated e-money and money transmission obligations under banking laws.
You have proven problem-solving, communication and interpersonal skills.
You exercise excellent legal judgment with analytic rigor, prudential risk assessment, and a balance of realizable creativity and pragmatism.
You are comfortable with risk-adjusted thinking, and can understand when interpretive flexibility is warranted.
You are team-oriented and collaborative, you bring cross-departmental colleagues to the table, and build your practice to enable your clients to successfully build and launch crypto products at Coinbase.

Responsibilities

Join and contribute to a best-in-class crypto product legal team, embedded with the Financial Services & Loyalty team within our Consumer business.
Integrate into the day-to-day operations of Coinbase Product, providing legal, business and strategic advice. Look around corners and creatively solve problems for the business as they plan, build, and execute on their product roadmap.
Provide full product life-cycle counseling, from ideation and development to launch, operation and sunset.
Ensure product compliance with applicable U.S. and international laws and regulations, in close collaboration with colleagues in Legal and the Compliance team.
Identify issues that may fall outside your expertise, driving resolution by partnering with other members of the Coinbase legal team and with outside counsel.
Work cross-departmentally, including with stakeholders such as Compliance, Communications, Finance, Tax, Security, Enterprise Risk Management, Data, Analytics, and Corporate Development.
Respond promptly to a wide range of complex legal requests and coordinate closely with Legal department colleagues to ensure the swift delivery of smart, practical advice.
Operate in a fast paced, demanding environment and pivot quickly to meet leadership's needs.
Recognize priority initiatives and effectively manage your clients and your advice to scale your advice and provide the right level of guidance for request at hand.

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