Private Mortgage Banker

Wells FargoMenifee, CA
240d

About The Position

Wells Fargo is seeking an CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. In this role, you will participate in soliciting residential mortgages from various sources, produce high quality jumbo loans which are compliant, and provide excellent customer service. You will build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources. Additionally, you will develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace, stay informed of mortgage industry trends and developments in the assigned market, and present recommendations for producing loans while exercising independent judgment. You will also understand real estate appraisals, title reports, and real estate transactions, receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in. Analyzing and offering mortgage loan products based on client needs will be part of your responsibilities, as well as reviewing and analyzing low to moderately complex financial and credit data. You will inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures, maintaining a high standard of client satisfaction and quality through timely and proactive customer communication. Pursuing Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements is also expected.

Requirements

  • 2+ years of Private Mortgage Banking Sales experience or equivalent.
  • Basic Microsoft Office skills.
  • Documented retail residential mortgage fundings over the past 12 months.
  • Excellent verbal, written, and interpersonal communication skills.
  • Mortgage industry experience.
  • Knowledge of sales prospecting and generating referrals.
  • Customer service experience.
  • Experience working with high net-worth clients.

Responsibilities

  • Solicit residential mortgages from various sources.
  • Produce high quality jumbo loans which are compliant.
  • Provide excellent customer service.
  • Build relationships with affluent borrowers, realtors, builders, financial professionals, and past customers.
  • Develop and maintain visibility for Wells Fargo Home Mortgage in the marketplace.
  • Stay informed of mortgage industry trends and developments.
  • Present recommendations for producing loans.
  • Understand real estate appraisals, title reports, and real estate transactions.
  • Receive customer applications and quote rates and points.
  • Complete follow-up activities with registration lock-in.
  • Analyze and offer mortgage loan products based on client needs.
  • Review and analyze financial and credit data.
  • Inform customers of Wells Fargo Home Mortgage programs and procedures.
  • Maintain high standards of client satisfaction and quality.
  • Pursue training offerings to increase knowledge of company products.

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

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What This Job Offers

Job Type

Full-time

Career Level

Entry Level

Industry

Credit Intermediation and Related Activities

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