Wells Fargo-posted 9 months ago
Full-time • Mid Level
Rock Hill, SC
Credit Intermediation and Related Activities

Wells Fargo is seeking an Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending. In this role, you will participate in soliciting residential mortgages from various sources, produce high quality jumbo loans which are compliant and provide excellent customer service. You will build relationships focused on affluent borrowers with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources. Additionally, you will develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market. You will present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Private Mortgage Banking Sales functional area, policies, procedures, compliance requirements, and generating loans. You will also understand real estate appraisals, title reports, and real estate transactions, receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs. Furthermore, you will review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk. Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication. Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements.

  • Solicit residential mortgages from various sources.
  • Produce high quality jumbo loans which are compliant.
  • Provide excellent customer service.
  • Build relationships with affluent borrowers and various sources.
  • Develop and maintain visibility for Wells Fargo Home Mortgage.
  • Stay informed of mortgage industry trends.
  • Present recommendations for producing loans.
  • Understand real estate appraisals, title reports, and transactions.
  • Receive customer applications and quote rates.
  • Analyze and offer mortgage loan products based on client needs.
  • Review and analyze financial and credit data.
  • Inform customers of mortgage programs and requirements.
  • Maintain high standards of client satisfaction.
  • Pursue training to increase knowledge of products and policies.
  • 2+ years of Private Mortgage Banking Sales experience or equivalent.
  • Basic Microsoft Office skills.
  • Documented retail residential mortgage fundings over the past 12 months.
  • Excellent verbal, written, and interpersonal communication skills.
  • Mortgage industry experience.
  • Knowledge of sales prospecting and generating referrals.
  • Customer service experience.
  • Experience working with high net-worth clients.
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