Private Credit Analyst - Portfolio Management

Protective • Birmingham, AL

1d

About The Position

The Private Credit Analyst supports the underwriting and ongoing monitoring of privately negotiated credit investments across Protective’s private investment strategies. The role assists senior analysts and portfolio managers in executing a disciplined investment evaluation and portfolio management process, while building core analytical and modeling capabilities. This position offers exposure to private credit underwriting, portfolio analytics, and investment research within Protective’s investment organization.

Requirements

• Foundational understanding of financial statement analysis, credit metrics, and capital structures
• Ability to evaluate company fundamentals, transaction terms, and downside risk
• Proficiency in Excel‑based financial and cash flow modeling
• Experience performing scenario and sensitivity analysis
• Strong Excel skills, including formulas, lookups, and data organization
• Ability to conduct financial, business, and industry research on borrowers, portfolio companies, and managers
• Support portfolio monitoring, performance analysis, and market trend assessment
• Assist in preparing investment materials, credit opinions, and internal reports
• Clear written and verbal communication skills
• Comfortable participating in meetings and engaging with internal stakeholders and external counterparties
• Ability to synthesize complex financial information and communicate key insights
• Strong analytical thinking, attention to detail, and sound judgment
• Ability to manage multiple priorities in a team‑oriented environment
• Proactive mindset with willingness to learn, take feedback, and work independently when needed
• Bachelor’s degree in Finance, Accounting, Economics, or related field
• 2 years of relevant, cumulative experience (credit analysis, investment banking, asset management, accounting)
• Proficiency in Microsoft Excel and financial modeling

Nice To Haves

• Experience with Bloomberg Terminal or similar financial data platforms
• Familiarity with investment analytics tools and reporting processes
• Bloomberg Terminal experience
• Prior exposure to private credit or leveraged finance
• Demonstrated interest in investment management

Responsibilities

• Assist in analyzing credit risk through financial, business, and industry research on borrowers, portfolio companies, and managers
• Support preparation of written and verbal credit opinions and investment materials
• Contribute to relative value analysis across capital structures and transaction terms
• Build and maintain Excel‑based financial models, including cash flow, scenario, and sensitivity analysis
• Monitor portfolio performance, manager results, and relevant market developments
• Apply firm tools and analytics to support downside risk evaluation
• Communicate findings to senior team members and investment partners
• Develop foundational relationships with internal stakeholders and external counterparties

Benefits

• Comprehensive health insurance
• Dental insurance
• Vision insurance
• Mental health benefits
• Employee assistance program
• Paid time off
• Paid parental leave
• Short-term disability
• Cultural observance day
• Contributions to healthcare accounts
• Pension plan
• 401(k) plan with Company matching
• ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 501-1,000 employees