Private Bank Lending Specialist Commercial Real Estate

Citizens Bank•New York, NY

5d•$90,000 - $130,000

About The Position

The Private Bank Lending Specialist - Commercial Real Estate supports the Relationship Manager with their loan portfolio with extraordinary care and service. The lending specialist works in primarily operational, processing, and analytical capacities, ensuring a high level of quality control from loan sizing and application through closing. The Lending Specialist is expected to become an expert on Private Bank lending credit policy, lending origination systems, and regulatory requirements for commercial real estate/multi-family lending. The ideal candidate will demonstrate a desire for a client-centered environment where they can overcome obstacles and function as a critical team member to create the client experience that creates loyalty for the future and builds business through referrals. Primary responsibilities include Works closely with RM and client to identify lending needs and solutions. Performs analysis of client's financials to determine loan eligibility. After RM handoff, serves as main point of contact for all internal/external parties to lending transactions while keeping RM informed. Manages end-to-end loan process with clients, internal/external partners from inquiry through post-closing (e.g., presents loan to Credit Officer for approval, locks & submits loans, collects due diligence, assists with closing coordination and any post-closing requests). Monitors pipeline to ensure loan workflow is efficient and meeting closing deadlines. Maintains a high level of quality control for verifying accuracy of financial and loan documents.

Requirements

1-3 years of commercial real estate underwriting and processing preferred
Strong written and verbal communication skills with high attention to detail required
Proficient use of MS Excel is required
Hours per Week: 50 (this is an exempt position and meeting deadlines requires flexibility in time management and additional hours)
Work Schedule: M-F with occasional weekend work possible to meet a deadline

Responsibilities

Works closely with RM and client to identify lending needs and solutions.
Performs analysis of client's financials to determine loan eligibility.
After RM handoff, serves as main point of contact for all internal/external parties to lending transactions while keeping RM informed.
Manages end-to-end loan process with clients, internal/external partners from inquiry through post-closing (e.g., presents loan to Credit Officer for approval, locks & submits loans, collects due diligence, assists with closing coordination and any post-closing requests).
Monitors pipeline to ensure loan workflow is efficient and meeting closing deadlines.
Maintains a high level of quality control for verifying accuracy of financial and loan documents.