Principal Software Engineer

JPMorgan Chase & Co. • Chicago, IL

8d

About The Position

As a Principal Software Engineer at JPMorganChase within the Home Lending - Originations group, you provide expertise and engineering excellence as an integral part of an agile team to enhance, build, and deliver trusted market-leading technology products in a secure, stable, and scalable way. Leverage your advanced technical capabilities and collaborate with colleagues across the organization to drive best-in-class outcomes across various technologies to support one or more of the firm’s portfolios.

Requirements

• Formal training or certification on software engineering concepts and 10+ years applied experience
• Deep expertise designing and governing REST/GraphQL/gRPC APIs and event-driven architectures at enterprise scale.
• Hands-on Encompass LOS experience including Developer Connect APIs, SDK/plugins, business rules, and pipeline automation.
• Strong mortgage domain knowledge including MISMO 3.4+, UCD, HMDA, DU/LP workflows, and TRID/RESPA impacts
• Proficiency with Kafka or equivalent streaming platforms and robust messaging patterns with DLQs and idempotency.
• Excellent communication and mentoring skills with a BS in CS or related field
• Experience in Computer Science, Computer Engineering, Mathematics, or a related technical field

Responsibilities

• Own the design integration and API strategy (REST/GraphQL/gRPC, event-driven) with clear versioning, security, and lifecycle standards.
• Define reusable integration patterns and canonical data contracts aligned to MISMO to ensure consistency and reuse.
• Lead design reviews and maintain reference architectures and ADRs across domains, guiding strategic design decisions.
• Ensure designs meet non-functional requirements for security, resiliency, performance, scalability, cost, and operability.
• Design and oversee Encompass LOS integrations and customizations using Developer Connect, SDK, and plugins.
• Orchestrate Encompass data flows with pricing engines, DU/LP, credit, appraisal, title, eClose, CRM, and document systems.
• Drive platform capabilities for API gateways, event streaming, identity/authorization, webhook integration etc
• Establish SLIs/SLOs, resiliency patterns, and telemetry standards to improve reliability and reduce MTTR.
• Mentor engineers and product partners on strategic design, integration best practices, and platform-thinking.
• Design and ideate PoCs experiment andand enforce governance for schema versioning, backward compatibility, and data lineage.

Benefits

• We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location.
• Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.
• We also offer a range of benefits and programs to meet employee needs, based on eligibility.
• These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more.
• Additional details about total compensation and benefits will be provided during the hiring process.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level