Principal Product Manager, Originations Core

SoFi•Seattle, WA

About The Position

Shape a brighter financial future with us. Together with our members, we’re changing the way people think about and interact with personal finance. We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world. The Role SoFi is looking for a Principal Product Manager to lead our Originations Core platform within the Borrow business unit. In this role, you will define and drive the strategy, roadmap, and execution for the systems and experiences that power how members discover, apply for, and manage loans across SoFi. You will operate at the center of our lending ecosystem, owning both foundational platform capabilities and critical member-facing experiences. This includes the Borrow experience across web and mobile, reusable UI systems, entry points into the application funnel, and core originations infrastructure such as application data models and credit decisioning. This role requires a product leader who can think holistically across systems, teams, and user journeys. You will partner closely with multiple product teams, engineering squads, and business stakeholders to drive alignment, scale platform capabilities, and deliver measurable improvements to conversion, efficiency, and member experience.

Requirements

Bachelor’s degree or equivalent experience
7+ years of product management experience, ideally in fintech, lending, or platform-focused roles
Proven track record of owning complex product areas or platforms and delivering measurable business impact
Experience defining product strategy and driving execution across multiple teams or squads
Strong systems thinking, with the ability to connect user experiences, platform capabilities, and business outcomes
Experience working on technically complex systems, with the ability to partner deeply with engineering on architecture and trade-offs
Data-driven mindset with experience defining metrics, running experiments, and using insights to inform decisions
Exceptional communication and stakeholder management skills, including experience influencing across teams and presenting to senior leadership
Ability to operate with a high degree of ownership and autonomy in ambiguous, fast-paced environments

Nice To Haves

Experience with lending or financial services products, particularly originations or underwriting flows
Familiarity with credit decisioning systems or risk models
Experience building platform capabilities or shared infrastructure used across multiple teams
Experience optimizing application funnels, conversion, and user flows
Background working with servicing, collections, or post-origination systems
Experience driving large-scale technical initiatives requiring cross-team alignment

Responsibilities

Define and drive the product vision, strategy, and multi-quarter roadmap for Originations Core, spanning platform capabilities and member-facing experiences
Own and evolve the Borrow experience across web and mobile, including application entry points, flows, and supporting UI systems
Lead the development of reusable UI components and shared capabilities that enable consistency and velocity across multiple product teams
Drive strategy and execution for core originations infrastructure, including application data models and credit decisioning systems
Act as the central product partner for cross-functional domains such as servicing, collections, and settlements, ensuring seamless end-to-end member journeys
Partner with multiple PMs and engineering teams to align roadmaps, manage dependencies, and drive cohesive product outcomes across the Borrow ecosystem
Identify and lead high-impact technical initiatives, building alignment and buy-in across teams to execute against a broader platform roadmap
Define success metrics and use data to evaluate performance, identify opportunities, and guide prioritization
Balance short-term delivery with long-term platform investments, making thoughtful trade-offs to support scalability, reliability, and business growth
Communicate product strategy, progress, and insights effectively to senior leadership and cross-functional stakeholders