Principal Product Manager, Financial Intelligence

Upstart

114d • $187,900 - $260,000

About The Position

As the Principal PM, Intelligent Finance at Upstart, you will lead Upstart in forging a path combining a new technology-agentic AI - with a core part of our mission: helping people make choices that make them more likely to achieve their financial goals. This is a net new product, so you’ll be founding this team in close partnership with a couple of our senior leaders.

Requirements

• 4+ years of product management experience on a fast-moving team with medium+ enterprise clients.
• Demonstrated success in driving business outcomes through a balance of quant metrics and qual understanding.
• Strong product sense with experience in authoring and executing on a multi-quarter roadmap.
• Rigorous and analytical problem solving; well structured, concise, and highly effective communication.
• Ownership and growth mindset, acting like an owner and striving to improve.

Nice To Haves

• Prior 0-1 experience, preferably as a founder / product lead.
• Experience with b2c retention.
• Aptitude for and interest in credit and personal finance economic concepts.
• Demonstrated mission orientation and outsized results to match.
• Experience within GenAI/LLM.

Responsibilities

• Define and drive the product vision for an AI financial advisor that ingests complex financial data and delivers personalized, actionable guidance.
• Partner with engineering and design to prototype, test, and launch agentic AI features that make financial recommendations.
• Translate messy user inputs and 3p data into simple, coherent inputs for the advisor to consistently gather and work from.
• Establish the product strategy and roadmap from zero-to-one, making foundational decisions that shape how the product scales.
• Collaborate with compliance, risk, and business stakeholders to ensure solutions are both innovative and responsible.
• Act as the connective tissue across disciplines, unblocking challenges and ensuring speed without sacrificing quality or trust.

Benefits

• Competitive Compensation (base + bonus & equity)
• Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
• 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
• Employee Stock Purchase Plan (ESPP)
• Life and disability insurance
• Generous holiday, vacation, sick and safety leave
• Supportive parental, family care, and military leave programs
• Annual wellness, technology & ergonomic reimbursement programs
• Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
• Catered lunches + snacks & drinks when working in offices

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1,001-5,000 employees