Principal Financial Analyst
About The Position
Mission Lane is combining the power of data, technology, and exceptional service to pave a clear way forward for millions of people on the path to financial success. By attracting top talent and leveraging cutting-edge technology, we’re enabling people to unlock real financial progress. Sound like a mission you can get behind? We’re looking for a rigorous financial analyst who is adept at financial modeling, comfortable navigating EPM systems, and has a solid grasp of the fundamentals of credit card or bank economics to join our Finance Team as a Principal Financial Analyst. The impact you’ll make: You’ll drive forward our mission of empowering people to unlock financial progress by leading day-to-day financial modeling, executing rolling forecasts to ensure our growth is sustainable, and providing the deep-dive analytics that fuel executive reporting. Within your first year, you will be independently managing complex baseline and stress scenarios for our “big” corporate forecast model, serving as a key specialist in our financial engine. This is a “builder” environment, where you’ll have a broad purview across the entire balance sheet, cash flow, and income statement, gaining deep specialization in how a fintech operates.
Requirements
- 2+ years of experience in FP&A, strategic analytics, or investment banking, specifically within the credit card or banking industry.
- Proven ability to apply fundamental financial concepts and practices to complete difficult assignments with minimal direct instruction.
- High proficiency in modeling GAAP financial statements and using data as an investigative tool to analyze performance variance.
- Proficiency in data analysis tools (e.g., Excel, SQL, Python) with a mindset for automation and continuous process improvement.
- Bachelor's degree in Finance, Economics, or a related quantitative field.
- A track record of building rigorous analytics from the ground up and the maturity to work independently in a remote environment.
- Ability to travel as required.
Nice To Haves
- Experience using EPM tools (e.g., Workday Adaptive, OneStream, Oracle, SAP, etc.)
- Previous experience modeling all 3 financial statements
Responsibilities
- Lead the day-to-day execution of annual operating budgets and quarterly rolling forecasts, ensuring work plans align with broader corporate strategy.
- Independently resolve complex modeling problems, building and updating driver-based models to forecast business performance.
- Conduct ROI and NPV analysis on business initiatives, operating with independence to provide the technical "source of truth."
- Act as the functional specialist on collaborative projects with Credit, Growth, and Strategy, contributing technical expertise to help partners understand the financial impact of their decisions.
- Complete high-impact individual work while being a resource for the team, which may include training or supporting other employees on financial tools and best practices.
- Leverage EPM software (like Workday Adaptive) and SQL to automate repetitive tasks, make decisions on process improvements, and conduct deep dive analyses.
Benefits
- Mission Lane also offers a comprehensive benefits plan, which includes paid time off, 401(k) match, a monthly wellness stipend, health/ dental/ vision insurance options, disability coverage, paid parental leave, flexible spending account (for childcare and healthcare), life insurance, and a remote-friendly work environment.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Mid Level
