Principal Business Analyst

Fidelity • Covington, KY

12h • $79,000 - $153,000 • Hybrid

About The Position

We are seeking a Principal Business Analyst to be at the forefront of innovation—leading product development within one of the Fidelity Center for Applied Technology (FCAT)’s incubators. These incubators are where visionary ideas meet cutting-edge technology, transforming concepts into proofs of concept (POCs), pilots, minimum viable products (MVPs), and, ultimately, scaled solutions that redefine the marketplace. This role demands a highly skilled business analyst with a passion for Artificial Intelligence (AI), Generative AI (GenAI), Large Language Models (LLMs), and Prompt Engineering. You’ll be part of a dynamic team that conceives, designs, and builds disruptive products—driving innovation that impacts Fidelity and the industry at large. If you thrive in fast-paced, startup-like environments and have a proven track record of delivering POCs and prototypes, this is your opportunity to make a lasting impact. This role reports to the Director of Business / Systems Analysis within FCAT and is a critical member of the FCAT Product group, which develops innovative products and services leveraging Artificial Intelligence and emerging technologies. This role will help grow the FCAT practice of leveraging AI for product development. The findings from FCAT may influence the broader Fidelity organization’s adoption of these types of new and emerging technologies. Fidelity Investments is a privately held company with a mission to strengthen the financial well-being of our clients. We help people invest and plan for their future. We assist companies and non-profit organizations in delivering benefits to their employees. And we provide institutions and independent advisors with investment and technology solutions to help invest their own clients’ money. At Fidelity, our goal is for most people to work flexibly in a way that balances both personal and business needs with time onsite and offsite through what we’re calling Dynamic Working . Most associates will have a hybrid schedule with a requirement to work onsite at a Fidelity work location for at least one week, 5 consecutive days, every four weeks. These requirements are subject to change. At Fidelity, we value honesty, integrity, and the safety of our associates and customers within a heavily regulated industry . Certain roles may require candidates to go through a preliminary credit check during the screening process. Candidates who are presented with a Fidelity offer will need to go through a background investigation and may be asked to provide additional documentation as requested. This investigation includes but is not limited to a criminal, civil litigations and regulatory review, employment, education, and credit review (role dependent). These investigations will account for 7 years or more of history, depending on the role. Where permitted by federal or state law, Fidelity will also conduct a pre-employment drug screen, which will review for the following substances: Amphetamines, THC (marijuana), cocaine, opiates, phencyclidine. Fidelity’s hybrid working model blends the best of both onsite and offsite work experiences. Working onsite is important for our business strategy and our culture. We also value the benefits that working offsite offers associates. Most hybrid roles require associates to work onsite every other week (all business days, M-F) in a Fidelity office.

Requirements

• Bachelor’s degree (or equivalent) in business, computer science, engineering, IT, information systems, mathematics, physics, or a related field
• 6+ years of experience in agile business analysis, with at least 3+ years driving AI/GenAI initiatives
• Demonstrated ability to translate complex business needs into clear requirements, build strong partnerships, and collaborate with engineering teams on test plans and validation
• Proven leadership skills to guide stakeholders and train teams on new solutions and architectures
• Hands-on experience leading POCs and prototypes to validate innovative ideas and accelerate product development
• Background in startups or new product development within large organizations

Responsibilities

• Lead analysis for POCs, pilots, and production-ready products within FCAT
• Collaborate closely with developers, designers, product owners, data scientists, and engineers to translate complex business needs into actionable technical stories
• Research emerging technologies and envision their impact on Fidelity and its customers
• Help prioritize initiatives across POCs, pilots, and scaled products
• Apply exceptional communication and collaboration skills to align business goals with technical execution across cross-functional teams.
• Work in an agile environment, with a focus on rapid prototyping and iteration

Benefits

• You can take advantage of flexible benefits that support you through every stage of your career, empowering you to thrive at work and at home.
• comprehensive health care coverage and emotional well-being support
• market-leading retirement
• generous paid time off and parental leave
• charitable giving employee match program
• educational assistance including student loan repayment, tuition reimbursement, and learning resources to develop your career.

What This Job Offers

• Job Type: Full-time
• Career Level: Principal