Post Closer III

Silverton Mortgage • Atlanta, GA

5d • $19 - $24 • Hybrid

About The Position

The Post Closer is responsible for receiving closed loan packages, performing comprehensive file audits from note date through completion, clearing post-closing conditions after delivery to investors, and supporting all post‑purchase related functions. This role ensures data integrity, compliance, completeness, and timely sale of loans to investors.

Requirements

• 3–5+ years of mortgage post‑closing experience, specifically in a high‑volume lending environment.
• Strong, hands-on experience with:
• Reviewing and auditing complete closing packages
• TRID compliance and CD validation
• Note and security instrument accuracy verification
• Clearing investor suspense conditions
• Uploading/document delivery to major investors or aggregators
• Experience handling investor deliveries for Conventional, FHA, VA, USDA, Jumbo/Non-QM

Responsibilities

• Receive and Validate Closing Packages
• Receive, log, and review all closing packages for completeness and accuracy.
• Verify inclusion of required documents such as the Note, Final Closing Disclosure, security instruments, and investor‑specific forms.
• Coordinate with closing, processing, and title companies when documents are missing or incomplete.
• Audit Loan Files
• Conduct a full post‑closing audit ensuring all documents meet internal, agency, and investor requirements.
• Confirm accuracy of signatures, dates, notarization, fee disclosures, and document formatting.
• Identify discrepancies and initiate corrections with internal staff and settlement agents.
• Ensure compliance with regulatory requirements, including TRID, HMDA, and company guidelines.
• Condition Clearing
• Review investor suspense or deficiency conditions and gather documentation needed for clearing.
• Communicate with investors, internal teams, and external partners to resolve outstanding issues.
• Upload or submit corrective documents to investors within established timelines.
• Track outstanding conditions through completion to ensure loans are purchased quickly.
• Maintain accurate records of post‑purchase activities for audit and reporting purposes

Benefits

• Medical and Dental Plan with Prescription Coverage and Vision
• Competitive benefits including 401(K) includes 100% company match of the first 4%
• Paid time off days (PTO), maternity/paternity leave, and holidays
• Community involvement including Volunteer Paid Time Off (VTO)
• Tuition Assistance for your first degree
• Wellness programs that focus on emotional, social, spiritual, intellectual, environmental, physical, and financial well-being
• Collaborative and energetic work environment
• Professional development and promotion opportunities
• Competitive bonus programs

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed
• Number of Employees: 101-250 employees