Portfolio Risk Analyst

Bankers' Bank of Kansas • Wichita, KS

7d

About The Position

The Credit Risk Manager is responsible for supporting department growth goals while mitigating financial losses for maximum profitability. Responsibilities include providing management support for portfolio analysis, performing commercial loan updates and completing annual commercial loan and credit card account reviews. Additional duties involve data analysis, creating performance reports, ensuring regulatory compliance, and formulating credit policy recommendations. Strong communication, leadership, organization, and analysis skills are necessary.

Requirements

• Strong communication and analytical skills
• Leadership
• Organization
• Management
• College degree preferred.
• At least three years in a similar role (i.e. credit analyst, underwriter, commercial lender).

Responsibilities

• Perform commercial loan updates.
• Complete annual commercial loan reviews and consumer and business credit card account reviews.
• Identify triggers for deeper analysis.
• Analyze credit card charge off trends; summarize trends and projections by segment.
• Recommend and monitor policies and procedures that will foster the company’s potential to meet its sales and risk management goals.
• Utilize internal and/or external data to provide support for pricing or new product evaluations through credit risk inputs (loss assumptions and product risk assessments).
• Utilize data, software, analytical tools or techniques to continuously evaluate performance data to address weaknesses, identify growth opportunities, and mitigate risks and expected loss rates.
• Extract and analyze data to monitor department and portfolio performance; prepare monthly and quarterly department and board reports.
• Ensure all assessments and audits are completed and present findings to management.
• Ensure compliance and audit requirements are met on all responsibilities assigned by adhering to payment network regulations, as well as federal rules and regulations. These regulations include but are not limited to the Truth in Lending Act, Electronic Funds Transfers Act and Gramm-Leach-Bliley Act (Financial Privacy and Safeguard Rules), Identity Theft/Red Flag Rules, Bank Secrecy Act, and the Fair Credit Reporting Act
• Other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 11-50 employees