Portfolio Manager

Horizon Farm Credit•Mechanicsburg, PA

5h•$60,700 - $75,000•Hybrid

About The Position

Join Horizon Farm Credit as a Portfolio Manager and grow your career in a position with a great work/life balance, opportunities for professional growth, and the chance to make a meaningful impact on the agricultural community! Overview Horizon Farm Credit is actively seeking a Portfolio Manager to join our Lending team. Qualified candidates may work in any available Horizon Farm Credit branch. To view locations, click here Locations | Horizon Farm Credit. This position is eligible for a hybrid work schedule. Our ideal candidate is an organized, detail-oriented, and analytical individual with an enthusiasm to support the agricultural community. The hours of operations are typically Monday to Friday from 8 a.m. to 4:30 p.m. Position Description: Portfolio Manager will deliver outstanding support with servicing activities, provide high-level lender support, assist with pipeline management, and assist with account research. Build strong collaborative relationships with various Association-wide teams to help meet objectives and goals through effective teamwork, cooperation, and communication. Supports the efficient and effective delivery of financial products and services to customers. Assures customer needs are met personally or through other team members and works closely with all team members to effectively meet all customer needs in the assigned territory. Provides operational and lending support.

Requirements

Bachelor’s Degree in Business Administration, Accounting, or a related field.
Generally, three to eight years of experience including three years of commercial agricultural lending or financially related experience.
Strong customer service skills and the ability to manage challenging customer situations.
Skillfully gathers and analyzes customer information to develop and present alternative solutions to meet Association and customer needs.
Ability to be recognized as a trusted advisor to customers.
Excellent organizational skills with the ability to simultaneously work on multiple projects/assignments.
Excellent interpersonal, organizational, and communication skills.
Demonstrate a willingness to be collaborative and the ability to develop and work well in a team atmosphere.
Adaptable and flexible to a changing work environment.
Regular, predictable, and reliable attendance is required.

Responsibilities

Serve as a point of contact for customers on servicing needs including note modifications, releases, subordinations, extensions, etc.
Accountable for servicing activities for an assigned portfolio including annual financial collection and covenant compliance, monitoring loan servicing plans to ensure they and related tasks are up to date.
Responsible for account research on complex account situations.
Assist the Ag Relationship Manager in coordinating with other team members as applicable.
Serve as second point of contact for accounts when the Ag Relationship Manager is unavailable.
Assist with pipeline management to ensure accurate estimated closing dates, ensure actions are on track to meet borrower’s expectations, documentation and conditions are addressed timely, etc. for all transactions within assigned portfolios, including new money and servicing transactions.
Expected to serve as a central contact for ARMs with assigned portfolios for overall pipeline management. Work with other support teams to manage full portfolio needs.
May act as a resource for new lenders as needed.
Tasks may include past due servicing from 20 to 35 days and assisting ARMs with customer communication, etc., and providing support as needed for the transition to Credit Resolution to lead the early-stage delinquency efforts.
Provide leave coverage for any lender as needed to ensure existing and potential customers receive prompt and courteous service. Leave coverage would include handling new money requests.