Portfolio Manager II

QCR Holdings, Inc. • Cedar Rapids, IA

125d

About The Position

The Portfolio Manager II is responsible for oversight of a commercial loan portfolio including client service, underwriting and closing activities, and internal servicing and monitoring. Contributes to client relationships by providing consistent quality level of service.

Requirements

• Bachelor’s degree in accounting, business, finance, or related field preferred.
• Minimum of 3-5 years’ experience in credit analysis, commercial banking, or other relevant banking experience.
• Proficient in MS Office products (Word, Excel, Power Point).
• Strong verbal, written and interpersonal communication skills.
• Strong math skills, and ability to organize and analyze complex financial information.
• Ability to develop and maintain internal and external relationships.
• Capability to work and collaborate with a variety of individuals and groups in a constructive and professional manner.
• Capability to work independently in a fast-paced environment with minimal supervision.

Responsibilities

• Assist loan officers with timely and accurate completion of commercial credit presentations, including analysis of appropriate data per credit policy, bank procedures, and regulatory requirements.
• Provide assistance in the pre-closing and post-closing due diligence as required by Loan Policy, the loan approval, and/or other interests such as SBA or USDA.
• Monitor compliance with loan agreements by working with the Commercial Banker and clients to ensure timely receipt and review of financials, covenant compliance, and other loan agreement conditions.
• Serve as a back-up to the Commercial Bankers as appropriate, including attending Loan Committee, handling client service issues, and coordination/handling of loan closings.
• Responsible for internal portfolio management processes including monitoring and performing appropriate action related to past dues and maturing loans, communicating with participant banks, and working with internal and external auditors.
• Provide leadership, guidance and training to other credit administration personnel as assigned.
• Demonstrate a willingness to assist the department with special projects and reporting as assigned.
• Administer more complex portfolios and/or alignments.
• Provide timely and effective responses to servicing needs.
• Complete all required training and comply with all company or regulatory policies, procedures and requirements that are applicable to this position.
• Foster and preserve a culture of diversity, equity, and inclusion.
• Additional duties and responsibilities may be required to support the company’s mission, vision and values.

What This Job Offers

• Education Level: Bachelor's degree
• Number of Employees: 1,001-5,000 employees