Portfolio Manager II Commercial Real Estate/Hybrid work
This job is no longer available
There are still lots of open positions. Let's find the one that's right for you.
About The Position
The Portfolio Manager II - Real Estate Group role is tasked with executing all portfolio management activities for monitoring, identifying, and managing the credit risk of the CRE portfolio which generally consists of loan relationships greater than $5,000,000. The Portfolio Manager will manage the associated credit risks of an assigned CRE loan portfolio which includes analysis of borrower and guarantor financial statements, annual reviews, performance covenant testing, extensions, modifications, and non-performing loan management. Key highlights of the role will include the following: * Partner with Relationship Managers to effectively lead the oversight and management of an assigned portfolio of CRE loans/relationships. Primary job responsibilities will focus on management of an assigned portfolio of existing loans. * Perform credit underwriting duties for existing client relationships for assigned portfolio, which may include but are not limited to the following: perform detailed credit analysis to complete annual reviews and/or modifications/extensions to determine borrower/guarantor repayment capacity, appropriate loan structuring recommendations, collateral analysis on multiple asset classes and preparation of pricing models suitable for each credit request. * Prepare and present credit packages for credit and loan committee review and approval of annual reviews, modifications, renewals, and other requests as necessary, utilizing Bank MIS. * Monitor and document covenant compliance in accordance with loan documents and bank policy on a timely basis. Follow established protocols to monitor and cure when possible documentation exceptions, past due financial reporting and performance covenants. * Recognize and manage early warning signs for the portfolio on a recurring basis, which may include but are not limited to the following: analyze borrower / guarantor / property financial performance upon receipt of reporting requirements, either monthly, quarterly or annually. Fully analyze and confirm financial covenant compliance, analyze payment performance benchmarks and perform regular financial reviews. * Provide recurring customer service to existing and prospective clients, which includes direct contact with customers either through participation in joint sales calls with Relationship Managers or direct correspondence with clients. * Perform various projects/tasks as needed with an emphasis on maintaining UMB TUCE at all times. * Other duties as assigned.
