Portfolio Manager I - Specialty Finance

THIRD COAST BANK • Houston, TX

5h • Onsite

About The Position

The position is responsible for the management of a loan portfolio as well as underwriting and presenting specialty finance loans for approval.

Requirements

• Bachelor’s degree in Business, Finance or a related field and 2 or more years’ experience of portfolio management or 3 years in a credit/ underwriting position.
• Work related experience should consist of a financial and customer service background.
• Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related
• Experience spreading and analyzing personal and company financing statements.
• Knowledge of Windows, Microsoft Office, Internet access or the equivalent is required
• Knowledge of related state and federal banking compliance regulations, and other Bank operational policies.
• Intermediate skills in computer terminal and personal computer operation; mainframe computer system; and word processing, spreadsheet and account opening software programs.
• Intermediate typing skills to meet production needs of the position.
• Effective verbal, written and interpersonal communication skills.
• Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations.
• Effective organizational and time management skills.

Responsibilities

• Underwrite and service a portfolio of commercial loan relationships.
• Ensure timely payment of loans in the portfolio.
• Negotiating terms and conditions with existing borrowers.
• Handle reporting on loans, including such things as past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, etc.
• Ensure compliance with regulatory and credit requirements.
• Provide customer service through clear communication skills, approachability, and working knowledge of all processes and bank products.
• Manage existing client relationships.
• Collaborate and communicate with internal and external clients at a high level regarding sensitive matters, as well as routine matters.
• Expand, build and maintain relationships, with a resulting high degree of customer satisfaction.
• Performs all other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level