Portfolio Analytics & Strategy Specialist - Balance Sheet Analytics & Modeling

PNC • Pittsburgh, PA

106d • $65,000 - $130,600

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Portfolio Analytics & Strategy Specialist within PNC's Balance Sheet Analytics & Modeling Enterprise Credit Portfolio Analytics organization, you will be based in Pittsburgh or Philadelphia, PA, Cleveland, OH, Tysons, VA, Wilmington, DE or Charlotte, NC. This position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities may be performed remotely, at manager's discretion. This individual will join the Enterprise Credit Portfolio Analytics team, which is focused in building centralized credit portfolio monitoring, analysis, and performance analytics.

Requirements

• 6+ years of experience in credit portfolio management (experience across both commercial and consumer lending portfolio management desirable).
• Hands-on, detail oriented with high standards and a total ownership mindset.
• Strong programming skills in Python, PySpark, R, SAS, and/or SQL.
• Critical thinking and problem-solving aptitude with the ability to apply analytical rigor to complex business problems.
• Bachelor’s degree, master’s or equivalent experience preferred, in economics, finance, engineering, statistics or other discipline(s) relevant to quantitative credit portfolio management.
• Knowledge of supervisory regulations and guidance related to credit risk management at US commercial banking organizations.
• Excellent verbal and written communication skills.
• Strong interpersonal skills with the ability to build relationships and influence stakeholders at all levels.
• Independent thinking skills with the ability to demonstrate strong leadership.

Nice To Haves

• Analytical Thinking
• Credit Risks
• Data Analytics
• Financial Analysis
• Model Development
• Operational Risks
• Quantitative Models
• Risk Appetite

Responsibilities

• Leverages business product expertise to rigorously analyze large datasets, improve risk adjusted returns, deliver profitable growth, and communicate conclusions.
• Synthesizes analytical results and develops, recommends, and implements business strategies that improve lending decisions, assist in managing risk, increase revenues, reduce exposure to losses, meet business goals, and improve performance.
• Establishes baselines for strategies and tracks actual performance to expectations.
• Monitor ongoing positioning and performance of PNC’s overall credit portfolio encompassing level and trend of credit quality, credit risk factor positioning & risk appetite utilization, and risk-adjusted performance quality & attribution.
• Develop, propose, and coordinate portfolio reviews and sensitivity analyses that emanate from either a heightened level of risk and concern about a particular risk factor or to better understand certain risk factor exposures.
• Elevate adhoc portfolio reviews and sensitivity analyses to enterprise review and discussion forums, as appropriate.
• Develop and support climate analytics efforts, including development and execution of heat maps, physical and transition risk scenario analysis, financed emissions, and related foundational capabilities.

Benefits

• Medical/prescription drug coverage (with a Health Savings Account feature)
• Dental and vision options
• Employee and spouse/child life insurance
• Short and long-term disability protection
• 401(k) with PNC match
• Pension and stock purchase plans
• Dependent care reimbursement account
• Back-up child/elder care
• Adoption, surrogacy, and doula reimbursement
• Educational assistance, including select programs fully paid
• A robust wellness program with financial incentives
• Maternity and/or parental leave
• Up to 11 paid holidays each year
• 8 occasional absence days each year
• Between 15 to 25 vacation days each year, depending on career level and years of service

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees