Portfolio Analytics & Strategy Specialist - Balance Sheet Analytics & Modeling

PNC • Wilmington, DE

109d

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Portfolio Analytics & Strategy Specialist within PNC's Decision Science team in the Balance Sheet Analytics & Modeling organization, you will be based in Wilmington, DE, Pittsburgh, PA or Charlotte, NC. This position is primarily based in a PNC location. Responsibilities require time in the office or in the field on a regular basis. Some responsibilities may be performed remotely, at manager's discretion. This role is responsible for conducting complex performance and risk analytics and driving insights that support the growth and profitability of our credit card portfolio.

Requirements

• Proven experience in financial analytics, risk modeling, or portfolio strategy within the financial services industry.
• Strong proficiency in analytical tools and programming languages (e.g., Python, SQL).
• Expertise in data visualization and reporting using Excel and Tableau.
• Excellent communication skills with the ability to translate complex data into clear business insights.
• Demonstrated ability to manage multiple stakeholders and drive cross-functional initiatives.

Nice To Haves

• Analytical Thinking
• Credit Risks
• Data Analytics
• Financial Analysis
• Model Development
• Operational Risks
• Quantitative Models
• Risk Appetite

Responsibilities

• Design analytical models to assess the risk of the card portfolio.
• Analyze large datasets using advanced tools and methodologies to generate actionable insights and support strategic decision-making.
• Conduct portfolio reviews, loss forecasting, and identify opportunities to improve returns and drive business growth.
• Utilize tools such as Python, SQL, Excel, and Tableau to support data analysis and visualization.
• Manage relationships with internal and external data providers, ensuring solutions are fit for purpose.
• Collaborate with cross-functional teams—including business, credit, data, and model development.

Benefits

• Medical/prescription drug coverage (with a Health Savings Account feature)
• Dental and vision options
• Employee and spouse/child life insurance
• Short and long-term disability protection
• 401(k) with PNC match
• Pension and stock purchase plans
• Dependent care reimbursement account
• Back-up child/elder care
• Adoption, surrogacy, and doula reimbursement
• Educational assistance, including select programs fully paid
• A robust wellness program with financial incentives
• Maternity and/or parental leave
• Up to 11 paid holidays each year
• 8 occasional absence days each year
• Between 15 to 25 vacation days each year, depending on career level and years of service

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Bachelor's degree
• Number of Employees: 5,001-10,000 employees