This role is responsible for assisting Real Estate Group (REG) Lenders in the analysis of new REG loan opportunities and Portfolio Managers (Levels 1, 2 & Sr) in various REG portfolio management activities. Real Estate Group (REG) loans generally consist of non-owner occupied CRE loans. Key highlights of the role will include the following: Partner with Relationship and Portfolio Managers to effectively administer the underwriting and risk management of a variety of REG loan relationships; Request financials from Borrowers and clear associated ticklers; Monitor and document covenant compliance in Capital Stream; Work within protocols and maintain tracking of documentation exceptions, past dues, and covenant exceptions; Create finance request and upload incoming loan applications and related loan documents to Capital Stream; Assure applications are complete; For incomplete applications, communicate with UMB sales associate to collect missing loan application checklist items; Forward complete applications to underwriting; Manage Group Mailbox inquiries and respond in timely fashion; Assist in monitoring and collection of past due loan payments; Complete financial spreads upon receipt in Moody’s; inform Portfolio Manager when covenant test is ready to complete; Assist in spreading for all regions as requested; Review loan documentation prior to closing for discrepancies from the original approval, communicate any discrepancies and input covenants into Capital Stream after closing, and deactivate covenants as loans pay off; Write approval memos should changes to reporting requirements be necessary after loan closing; Provide recurring customer service to existing and prospective clients, which may include direct contact with customers either through participation in joint sales calls with loan officers or direct correspondence with clients and perform various projects/tasks as needed with an emphasis on maintaining UMB TUCE at all times; Assist as needed with appraisal service requests and environmental requests and coordinate with appropriate parties throughout the appraisal and environmental process; Pull Thomson Reuters reports, create customers and requests in Capital Stream, assist in closing process, assist in setting up ShareFile for customers and download/organize documents when requested by REG lenders, Portfolio Managers, the REG Portfolio Administration Manager or the REG regional manager; Other duties as assigned.
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Education Level
Bachelor's degree
Number of Employees
1,001-5,000 employees