Personal Lines Underwriter
About The Position
A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs. Job Description We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team. Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance and requires the person to: Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment Analyze loss experience, financial conditions and physical characteristics of risks Acquire a working knowledge of supporting sections of the underwriting department Effectively communicate with independent agents and other associates through verbal and/or written means Participate in and successfully complete the Company underwriter training program
Requirements
- Bachelor’s degree or direct equivalent experience with property/casualty underwriting
- Ability to organize data, multi-task and make decisions independently
- Above average communication skills (written and verbal)
- Ability to write reports and compose correspondence
- Ability to resolve complex issues
- Continually develop product knowledge through participation in approved educational programs
Responsibilities
- Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
- Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
- Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
- Analyze loss experience, financial conditions and physical characteristics of risks
- Acquire a working knowledge of supporting sections of the underwriting department
- Effectively communicate with independent agents and other associates through verbal and/or written means
- Participate in and successfully complete the Company underwriter training program
Benefits
- Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success.
- We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package.
- Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave.
- If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Number of Employees
5,001-10,000 employees
